By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
i wish her well, a long and happy life.
Sounds like perhaps her family might want to talk to an elder law attorney to see what if any their options are at this point. Best wishes.
First of all it is likely way too late for a POA to be done. They can be done by competent people only who understand exactly what they are doing and the document itself, as drawn gives powers to the person according to the wishes of the person appointing them POA. Then there are Fiduciary LEGAL duties of the POA to operate within the law, to do nothing that could enrich themselves, to keep meticulous records of every penny in and every penny out. Because it is likely too late for POA you are left with guardianship. That is a more complicated legal process that must go through the court. The guardian would act in place of a POA. The guardian would decide all things including placement. Both guardianship rights and duties and POA rights and duties end with the death of the person.
IF accounts have a POD listed (pay on death) then that account goes to the person designated as POD. BUT if they distribute that money to other people that is purely their own business but WOULD HAVE, at least here, tax repercussions to themselves. If there is no will in our country the person is considered to have died intestate, and their estate would go to the court where a probate would be open and an executor assigned to divide the state according to the laws of that state. The executor would pay all bills owing to the estate, and then do the division according to the laws of the state, by percentages dictated by law. The home in India would become a part of the estate. If no one in the family is capable of handling this clearly complicated estate the state would appoint an executor who would be paid, a fiduciary, some percentage of the state to manage it and to distribute it.
It is all very complicated, and as I said, what I have told you applies in this country. I can't speak for your own. So you need expert advice.
As for a house in India, well, I wouldn't want to touch that with a ten-foot-pole. Dealing with overseas real estate could be a nightmare.
At this point with moderate Dementia, she may not be able to assign a POA or make a Will because she needs to be able to make informed decisions and understand what she is signing. With a beneficiary, if she has only assigned one to each acct, that person is not obligated to share it with anyone. Its their money to do as they please. Same with insurance policies. Beneficiaries do not have to share, they also don't have to pay for funeral expenses unless targeted for that reason.
The house in India, I agree that it will cause problems but...that really is not your problem. Sorry if I seem a little rude. If there are children, then at her passing, they will have to deal with it. Because Mom has no POA or Will they need to know how the laws where she lives works so they have no surprises. If you sister is suffering from Dementia she probably eventually need to be placed in an Assisted Living or Long-term care facility. If that happens, then her money will be used for her care so there maybe none left when she passes. The only thing that can be done now is for someone to become her guardian and it should be one of her children. Preferably the child that is willing to be the Caregiver. If you r the Caregiver, than maybe u. But then again, that stops at death. Not having a Will is your problem.
Expectations of inheritances cause all sorts of problems within families and drive them to make poor decisions regarding financial management of the elder's care and affairs. It would be best for your sister's family to have NO expectations of an inheritance (aside from the beneficiaries of the bank accounts). Then, if anyone does receive anything after that, it will be a pleasant surprise to them.