By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
Supervision & assistance is provided by the people at home, either women home with small children, older children after school or if funds allow, a paid woman to come in. Work collegues of mine have these arrangements in their birth countries accross Asia. Interestingly, my work collegue from Africa said he did not believe they had Dementia in his birth country - he only found out about it working in the health industry. He then realised what was called 'seeing ghosts' could be called hallucinations. What was known as 'old prople being possessed by evil spirits' could actually be mood & behavioir changes of dementia. Family managed those aflicted as best they could in their homes.
Just as it proved more economical to bunch young children together for care (aka daycare) while women worked, it is similar for the older, more infirm people. To provide care for a group is more economical (aka aged care). It is happening in many parts of the world. Not saying it is a good system, but the alternatives seem to be either 1. Privately hire a Nanny for young children & a private Carer for adults needing care (disabled or elderly) or 2. Oppress some family members into being 'care servants' for the family, with no freedom of other career choice.
If their monthly income is too high, you may be able to visit an Elder Law Attorney and set up a "miller trust" in order to get their income down to the needed (lower) levels required to apply for Medicaid (usually somewhere below $3k per month). I believe up to $4k a month can usually be put into a miller trust, BUT not all states allow for miller trusts. Again, see a lawyer and find out more. Call around to see which lawyers can talk to you about this, and many may offer a free initial consultation.
Then, if the person is eligible to use a miller trust to apply for Medicaid, you can research which facilities in your area take Medicaid (or Medicaid waiver programs like PACE).
In some states, MC is indeed covered by Medicaid (such as my state of CO)...but your choices are limited. There are other states where you can find this, but I suggest starting with your local Care Patrol people. Look up "Care Patrol" online and put in your zip code, then give them a call. They are amazingly helpful! They can help you find out what your options are. In states where MC is not covered by Medicaid, you will probably be forced to placed your loved one in "skilled nursing," which may not be as nice (all types of homes can vary for sure) but they will definitely keep him/her as a resident, no matter what types of needs they develop, which is helpful.
Is your reference to "skilled nursing" a nursing home?
Thank you for this information. I never heard of the Miller Trust. Maybe that is what you mean MT instead of MC. Gena
speak to an elder law attorney in your area and they will help you. There are many rules about Medicaid and the attorney will look at any assets and advise you properly.
Call Medicaid office and ask.
I was told my only option is to claim she is having problems and take her to the ER. Then when they say come pick her up, refuse to do it so she has to go to a home. That to me is cruel. It's like taking kittens and puppies out to some distant place and putting them on the side of a road or woods.
Then again, I was also told to move to Delaware as they have many more support programs. I'm doing my best to move, but who can afford today's prices? Rent alone is in the thousands.
Anyway, put that aside because you don't want to go that route. What you need to do then is hire a good elder attorney who knows how to navigate the state laws and structure mom's income so she does qualify for long term care or nursing home Medicaid.
So, you want to contact your local county health and welfare office and ask how to apply for help with medical costs.
Jo