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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
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if you took SS before FRA, you will get penalized $1 for every $2 over 17k. But if you took SS after FRA, there’s no penalty.
if you work a traditional job with FICA taken out, SSA will know & will calculate if there’s a penalty.
My husband worked for GM. When he retired he got 20k up front and 25k in a voucher for a car. He retired end of 2009. The voucher was good for 18 months. He chose to use it in 2010. The voucher came like a check with taxes and SS taken. We got 15k. The end of the year we got a letter telling us we needed to pay because husband went over the 14k. Thank God I kept the check stub that the check was for a voucher given at time of retirement. Never heard from them so I guess it was excepted.