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I would call IHSS and get their recommendations. In fact, your careworker can help you to do this. Let them know it is no longer sustainable for certainly your wife to be home, but possibly you both need placement and assessment.
In the end a call to APS with report of both of the two of you as seniors at risk emergently is likely the way to go if there is no family, and I am assuming there is not, as they are not mentioned.
We, of course cannot know any details here. California will allow you to enter care on Medi-cal with a lot more assets (up to 100,000 I do believe) than any other state and with a much shorter lookback (2 1/2 years). You need social workers stepping in to help you now with what you cannot do on your own. APS will give you guidance and contacts and that's where you will start. As to qualifying, if you enter private pay you will get help with transferring that when the time comes.
I wish you good luck. Talk to your worker today and ask for referral to her supervisor, phone number or to the social services of IHSS. You are correct that this cannot be sustained long term.