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I would suggest calling the town office and see if they can offer you some more assistance with this question. I found this article and hopefully it is helpful:
caringtransitionscharleston.com/About-Us/Newsletter/ID/104972/Managing-the-Cost-of-Care
Rates can vary; I called over a dozen private duty agencies to get comparisons and try to find one I liked. In the SE Michigan area, they ranged from $19/hour to $26 an hour. The $19/hour one was at the low level in service at well; the owner was annoyed when I indicated I didn't want any smokers as caregivers.
Call your Office of Aging and ask what services they provide or info they have on private services. If patient is low income, Medicaid maybe able to help. If by insurance you mean health insurance, Medicare does not pay for in home care. You could try the patients supplimental insurance but I dought any help there.
I think they are a nationwide agency, and if you call the main number they will transfer you to an agent in your area that can help you find local pricing according to your needs. They were more helpful than most of my Internet searches, as most of the places here don't list their pricing on their site.