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For those who asked, the best thing is to draw up a contract with a fair compensation either hourly or salary, benefits (consider your cost for personal healthcare policy, paid vacation time), Ira or 401k. Why? Because you deserve it and are already providing a service without fee or pay!
You consult an attorney who can help you draw up such an employment contract. You get paid out of the estate. If siblings or relatives are involved--you need to notify them and they likely will have to agree.
This is a very hard job. Keep in mind if you live there, sibs might want to discount your room and board out of your compensation.
An attorney can advise.
If you can get a few hours paid help for your loved one and YOU go out and find a job, that might be better for everyone and give you more long term financial security.
You might also consult with local senior center to review options and financial assistance for your loved one to be placed in residential care. That way you are free to go into the workforce or get trained, etc.
Bottom line-- you can't just pay yourself for taking care of someone. You need to have a more formal agreement and make sure you talk with sibs to get their buy in.
I have a job, AND take care of mom. It's very stressful and it's affecting MY HEALTH. This usually happens when you take care of family. I helped out an elderly neighbor at one time, and didn't find it as difficult as I do with a loved one. It's a whole different ball game.
I have heard (2nd, 3rd hand info) that there is quite a bit of money going to family members for BABYSITTING, if a mother goes to work (on welfare). Can anyone confirm this?
If that is true then the government should have something in place for elderly caretakers. After all, that job is 10x harder than babysitting. Insurances don't pay for home care, unless it's nursing.
kidding .
whatever its becoming , i just watched home therapy / care follow my aunt home from a normal hospital and rehab stay . noone asked for them they just seemed to have been attached , AND paid for by medicare .
go usa ..
As i am taking care of my grandfather as he is suffering from eyesight problem. There are various senior home care agencies that provide the services.
In-home care agencies abound. You can hire them for blocks of time. Some of them provide nursing care, but most of the care is what is called "custodial." That means daily living tasks.
Most of the time, people have to pay for this care privately, however some people on Medicaid can get some hours of in-home care paid. If the care receiver has a long-term care policy, some of these insurance policies pay for in-home care (or a portion of the cost).
In-home care can give respite (a break) for the family member who is home with the care receiver all day, too, if that is the case. There are many uses for in-home care.
If you hire an agency, ask for references and check them out. Some are wonderful and others aren't as good.
I hope this helps,
Carol