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Tell the SW you r not willing to take on POA. If there are children, give the SW their names and phone nos. If not, tell them the State will need to take over. You can not be forced to take on any responsibility.
POA does not mean ur responsible for debts personally. If there is no money, he can't pay debts.
But even if he did, you are under no obligation to agree to do the job. It is burdensome, and it is a major responsibility (although it will not make you financially responsible for him or his debts). No wonder Social Services would rather you did it than that they had to!
If need be, the state will apply for guardianship in due course. Whatever happens, your sGP will still have the rights of any other citizen which includes the right to a relationship with you. You will not be cast into the outer darkness for being realistic about your ability to contribute.
Not sure why you feel at risk and exposed. However if no family takes on responsibility the courts will.
Actually if he is going into permanent care it’s not that difficult. Sell house. Cancel utilities. Invest his money. Set up direct debit payments to care home.
Many older people don’t want their life prolonged. I’ve no idea if you’ve ever even chatted about what he’d like. For my uncle as long as pain free as much as possible, we refused any other medical intervention since he would have been distressed and confused by it.
However, should you still feel it’s something you’d rather avoid then courts will deal with those aspects.
I wish you and your grandfather well. Hugs!