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we also have separate savings account. Which has helped with the guardianship issue of protecting her savings from anyone wishing to remove funds,including me.
I can put money into her savings but I can only request it be with drawn in the form of cashiers check payable to someone billing her for services or supplies not covered by insurance.
My experience with direct deposits is it allows the depositor to withdraw whatever amount they may have deposited, at any time.
This thread is discussing SS benefits when the SS recipient dies and how Treasury pays the last check to the person/family.
I am assuming your son is on SSDI and just began receiving checks from SS? Or is he terminally ill?
If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death or any later months. For example, if the person dies in July, you must return the benefit paid in August. If received by direct deposit, contact the bank or other f inancial institution and ask them to return any funds received for the month of death or later. If paid by check, do not cash any checks received for the month the person dies or later. Return the checks to Social Security as soon as possible. However, eligible family members may be able to receive death benefits for the month the beneficiary died.
Thank you. I did not know this.
The reason I immediately reported my mom's death, even though I knew her check would probably be reimbursed to the family is that a friend of hers "forgot" to report her mother's death to SS and kept on spending the money. When it was discovered, the lady almost had to go to federal prison! She ended up having to repay the money and doing a certain number of community service. Lesson learned! Don't assume anything with the government unless you hear it yourself and see it in writing!