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socialsecurityinsider/2012/02/can-you-keep-the-social-security-check-for-the-months-someone-dies/
No benefits are payable the month that a beneficiary dies. This means that the Social Security check received the month after an individual has died should be returned to the Social Security Administration. Methods for returning the check differ depending on whether the check is direct deposited or arrives in the mail. If Social Security checks are being direct deposited, notify the bank as soon as possible. If the check arrives in the mail, take it to a local Social Security office to have the receiver’s name changed.
Generally, the name will be changed to that of a close family member—such as a spouse or unmarried child. Family members often are eligible for survivor benefits when a retired worker dies. Additionally, spouses receive a one-time payment of $255 if they lived with the deceased at the time of death, or if they were receiving Social Security benefits based on the earning records of the deceased. In cases where there is no spouse, children who are eligible for benefits based on the deceased’s work record may collect the one-time payment.
means if the person died in July, the check received in August (which is payment for July) must be returned. If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death.
I'd like to add that SS will do a clawback of the overpaid month from whatever account it was direct- deposited into. For my mom, SS did their clawback within a few days but federal retirement took 30 days. If the funds are not there, they will keep attempting and the account building NSF fees. If you are doing probate and you are the named executor as per the will and this happens, it could allow for your being named executor to be disallowed. Not good.
You know I think it's been parked at $ 255 like for a couple of decades…….
As an aside, my late mom's bank account was POD to me, & I've been able to just keep it open exactly how it read before she died (both names on it). Didn't need to close it and open an "Estate of" account (& higher service charges). I'll keep it this way till all estate issues are resolved. It does need some sort of activity of any $ amount every 6 mos, or goes to the dead account banking system for TX.
http://www.socialsecurity.gov/pubs/EN-05-10008.pdf
The check you got in May is for the month of April therefore it was his. If he died The last day of May the check that arrives in June would have to be return. If he died the 1st of the month in June the check That comes in June is for May and his to keep as he was alive the whole month of May.