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Sounds like you are trying your best to help him but he is resisting the help. Unless he is mentally incompetent there is little you can do besides worry -and that helps nothing. Maybe all you can do is let him know you will be there to help him when he gets ready for the help, and until then you are staying out of it.
I wish you the best.
I, too, am not an attorney, and state laws vary, but I can't imagine that you could be responsible for anything financially. You will need to pay what he can pay out of his funds and then try to get him on Medicaid. That is care for those who have used their assets up and they then take over nursing home payments. The social services office where he lives can help you with that.
Good luck. It's too bad it had to get this bad before you could take over. Try to rest easy and take it a step at a time. It will cost you time, but it shouldn't cost you money.
Carol
Marie is spot-on in that you are not responsible for his debts. But you need to establish that fact with the NH. He hasn't actually even done the legal for you to be DPOA has he? But he is telling the NH that you are and you're taking care of everything, correct?
If you are worried that somehow you will get stuck with a 12K and growing bill, then send a very short.1 page letter to the NH:
- that although you are his granddaughter and as such are concerned for his care, safety & security, however you are:
- not his DPOA, MPOA or choice of "guardian in case of incapacity"
- not on any of this bank accounts with signing capability. If you don't even know where his accounts even are, state that too.
- not aware of what his SS or any other retirement benefits are, if that is the case
and as such cannot act as a DPOA or send them a check from any of the assets as all finances are under his control and purview AND
- you are not responsible for any of his debts.
Send this letter RRM (return registered mail) - this is the green card at the USPO. Costs about $ 6.00 to do a certified RRM letter. RRM is super important as it shows the letter was received, so there is no "we didn't know" by the NH. The NH probably will still send you past due notices or turn it over to collections, so sending something RRM can stop it from going very far or affecting your credit.
Whatever you do, DO NOT sign anything at the NH, hospital, etc with your signature. This is very important.
His finances are probably a convoluted mess....I wouldn't be surprised if when you get access to his paperwork (IF YOU DECIDE TO EVEN DO THIS) there are quite a # of past-due bills or other accounts in dispute (the sort of thing that he says "well I didn't pay that because they didn't do the work right, correct, on-time", etc, - there will always be an excuse for why he didn't do/pay.).
It could be that he doesn't understand OR refuses to accept that "his" money - like social security or retirement - has to all be paid directly to the NH, that he does not get to keep any of it less the monthly personal needs allowance ($30 - 60).
If he's been supporting his girlfriend, then when his fiances get reviewed for Medicaid, there can be a penalty on that as that $ can be viewed as a gift. The penalty (amount of time a currently Medicaid compliant person will not have Medicaid pay for NH) is based on when they apply for Medicaid against the transfer period. There is a formula on how each state calculates this as it is based on each state NH average costs. The penalty situation can be really difficult as often the problem is the elder spent the $ and now has nothing and no assets so the family either has to private pay for the penalty period or take him into their home for penalty period or find a board & care home or other low cost situation that his SS & retirement will cover or let them become a ward of the state.
The girlfriend doesn't have to pay the penalty either as she has no legal standing as she is not common-law wife. Depending on the relationship with the 80 yr old girlfriend, if you wanted to be snarky and vindictive or if you detect there was fraud, you could (if you do become POA) do his taxes for 2011 & file a 1099 to her for all the $ he paid her (for even more fun you could even do this for prior years).If she won't give you her TIN, you still file 1099 anyway with a non-compliant W-2 to the IRS with his taxes. She'll be dealing with the IRS for a while.......
Just out of curiosity, why you? What is the relationship with his children (your parents, aunts, uncles, ex-wife?) and why aren't they dealing with dad? You mention them being screwed out of $ by/with him. If this is his m.o., then it could be that he views you totally as just another one on the list that he can do that with. If this is the case, then save your sanity and finances and let the state take over.