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As far as who would do the actual care of your mom, you might find some advice at your local Aging Care office. Investigate the care options she would have if she needed care right now and just get a written plan in place. Who knows? Maybe she is eligible for some home help now and you could get that set up.
Good for you for planning ahead! It's scary to think about your own disability or death. But I find things are less scary if I have a plan for them. Stay healthy!
I am curious why you think she may outlive you & your husband? But regardless, you should work with an elder care attorney so that in the event you both die first, your mother has money to pay for her care. I would think you would want her to have the best care after you die? Set something up so that she can either stay home with round the clock care or go in to the best nursing home in the area as a self-paying resident. Once the money is gone, she can go on medi-cal.