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If bank signature authority is established in the late stages of dementia then they could be open to unfounded allegations.
One way to deal with this is to have a third party balance/resolve the register and statements quarterly by someone that would be willing to ask questions about improprieties.
Ensure Social Security and benefit sources get notified of the death in a timely manner.
Outstanding bills/debts at the time of death should still be able to be paid out of the account. After that, the remainder in the account would be part of the estate.
If your situation doesn't feel right, then you should see an attorney.
To make any financial decisions one would need to have a DPOA, so if sister wasn't moms DPOA, then that may have to be a question for a lawyer.
Not sure what you can do before death. But after, that money was Moms estate. If she has a Will then the Executor takes over. If not then someone becomes Administrator and the State determines who gets the estate. Consult with a lawyer. Medical POA does not give her financial responsibilities. You may be able to ask for the accting of money she spent on her and Mom.
Someone needed to be available to pay your Mom's bills, since your Mom could no longer do it. Could be your sister had to make a quick decision as no one came forward to help her. If your sister was a "signer" that means she was paying Mom's bills out of Mom's account which the Bank had set up for her signature. Had your Mom passed? If yes, than that account becomes closed and a new account is made for the "Estate of_______" again to pay whatever bills were left over. Aging is very expensive.
The sister now is apparently ALSO the executrix of any will?
Did mother live with this sister? If so the sister would have been caring for her, which would have entailed a whole lot of expense. The sister would have, while serving as POA, kept records of her expenditures, and of assets into and out of your mother's accounts. She would not be able to share your mom's private information with others. If, at that time, you felt there was financial abuse occuring you could have/should have requested of an attorney that a judge examine these records, or could have/should have called APS to report your proof of financial abuse.
It is now too late for that.
As to any will or funds now remaining? The sister's POA ended with the death of your mom. Now it is the executor named in the will who takes over any remaining estate. If that is sister she is responsible for gathering the estate, paying any remaining bills, and distributing the funds left as the will dictates. This may easily take about one year.
If you feel that you are an inheritor in this estate and that you are not being informed in a legal timely manner, then do know that a will is a public document filed in probate. You can go to your country records.
If there's a substantial estate involved you may wish to hire a Trust and Estate attorney to represent your interests. He/she will be able to check on how any remaining estate is being administrated/distributed. This may have some costs to you, of course.
If there is no substantial estate here I believe that I would move on with my life now. I do give you my condolences on your loss and I am sorry that you and your sister do not have one another's loving support in your time of grief.