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I ask because your age as a worker earning a salary that allows you to continue paying into SS is very important for your future.
The compensation for paying you as a caretaker from the government is slim to none. You can apply. Contact your Area Agency on Aging and see what services are available for you both.
If the elder can’t afford to pay you a living wage for your services, then you Need to keep working.
If she needs help with finances, she is better off seeking gov help.
CHF is a manageable disorder. My mother had CHF from 90 to 97. She managed her own health care.
She weighed every morning and recorded her weight. She had HH to set up her meds and oversee her weight in order to contact her dr if she required a change in her meds. She monitored her diet to eliminate salt and vit k as she took Coumadin (warfarin) blood thinner. She made sure she exercised and kept hydrated.
I know it may seem daunting to you and your mom to hear this diagnosis. Your mom may have other health issues that complicate her health beyond the CHF. But overall, CHF, on its on, requires primarily a change in diet was my experience.
https://www.agingcare.com/articles/how-to-get-paid-for-being-a-caregiver-135476.htm
She needs to modify her diet and learn to put her feet up for a while every few hours.
It is never a good idea to give up your entire life to take on a family members care. You lose so very much that can never be regained.
Also, any public assistance program is not going to pay for her care with only CHF as the diagnosis. They would also not pay for very many hours weekly, nor do they pay anything but minimum wage.
My dad has been living with CHF, diagnosed, for 10 years, the last 3 he has been very active and traveling by himself. Make sure that you guys are not reacting out of fear of this scary diagnosis. It is manageable and often times doesn't really impact the activity level of the patient.
If I was you, I would do some research on living with CHF and help educate mom on how to get the best out of her life and not role over and place all of her life on your shoulders. If she is only 62, you could be living with her for 30 years or more.
Don't quit your job. Unless you have retirement set up or a large nest egg, eventually you'll need to go back to work-- if she needs placement or when she passes away. It's rough to go back into the work force when your friends are retiring, and it's a sad fact that older people don't get hired as much as younger ones. Will you be able to pick up where you left off in 5, 10, 15 years?
Would you also be giving up a 401k or any other benefits? If you have insurance through your employer, how do you plan to get insurance for yourself?
Would you mother be able to pay you what you are earning now?
If you still take her in, are you ready to toss your entire schedule and routine out the window for her? Because your time will revolve around her. Which sounds nice at first, but it doesn't take long to wear anyone down. If she gets to where she can't be left alone, do you have a plan or person in place to be with her? Are you able to handle all her finances?
If she gets dementia later on, can you handle all the problems that come with it?
If she becomes incontinent, are you okay with cleaning up pee or poop most every day? Are you physically able to lift her or give her baths?
It's a lot of questions, I know. But these are things potential caretakers don't always think about before it's too late.
In an effort to prevent further heart damage:
Stop smoking or chewing tobacco.
Reach and maintain your healthy weight.
Control high blood pressure, cholesterol levels, and diabetes.
Exercise regularly.
Do not drink alcohol.
This seems to be a good article.
https://www.healthline.com/health/congestive-heart-failure#causes-and-risks
How your Mom progresses is all up to her. Doing for her will only hinder her.
DON'T!!!!!!!
Do not quit your job.
If your mother was only just diagnosed, you should have time in hand. Spend some of it on this forum, and some informing yourself about your mother's long-term prognosis, and get your bearings properly before you make any major decisions.
What you need to do instead of planning to move in and get paid is RESEARCH CHF, and Ejection Fraction. Learn all you can, research the meds she's been prescribed, plan for walks or home exercise, and create counteractive regimens, with the help of a good cardiologist, not one who wants to control everything (like the first one we had).
BTW, Amiodarone has been scripted for CHF; it can affect taste, and potentially appetite.