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The doctor did a couple of tests in the office and prescribed Aricept and sent her on her way. It took us months to get the referral to the Memory Care clinic. I don't think most primary care doctors have specialities in geriatrics.
Most of the time, doctors say to the elderly "How is your memory?" and even if the elderly say "I'm having problems." they are very likely to say "We all forget things as we age. You are probably fine." You need to alert them to the problem.
If your mom doesn't have a primary care doctor or won't go to the doctor, then I think you have to wait until the situation would provoke a response from Adult Protective Services. Which is tough.