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As for the money situation, I can tell you that is a constant worry. Even hard proof like seeing the account balances doesn’t do much to allay our worries.
As for the venting, never, ever apologize. That’s why this board was created. We might not have the be all/end all solution, but we care and we will try to help.
What do the parents think about moving. If you find a good one it will be much more homelike for them and more one on one attention.
Have you considered a Vets home?
It is difficult because both parents require different levels of care and Mom is probably unhappy with the company in MC,
I see no reason why a married couple would not be allowed to share a room in a group home. It happens all the time in regular nursing homes.
While Mom still has some cognitive powers, explain to her that constant moves are upsetting for everyone; not good for Dad or her, confusing, expensive and disruptive. And you’re concerned that the next move (and the next) will also not be “the right thing to do”.