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money). Unless you want to pay the caregiver the same wage they would be if Medicaid paid them? Please don’t do that. They deserve more than minimum wage.
Genworth has an annual cost of care survey that gives Florida rates of 22.00 for homemaker services and 22.50 for a home health aid.
You will need a personal care agreement if Medicaid is a possibility and you will need to do payroll taxes. Delegate the set up on these to appropriate professionals.
Paying this person should be done by mom, not you, personally unless you have a bottomless source of funds. Don't be surprised if you find out that 24/7 care at home is in the 10-12 K per month range. When mom's funds are spent down on legally contracted care then it is time to apply for Medicaid and for you to provide all of mom's financials for the last five years unless she is in California, then 2.5 years.
Note that Medicaid will not only offer a not-competitive hourly rate, they will also restrict the number of hours per day and week.