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It is now Open Enrollment for Medicare. In my opinion, because you see specialists due to your medical problems, I would switch to a Medigap plan (also called a supplemental coverage plan), which has higher premiums but pays for more coverage than an Advantage plan, and also has a bigger network. This is what I have (BCBS). You only benefit from an Advantage plan if you are healthy and don't need much in the way of medical care or treatment. Sure, the co-pays are lower and they give you free bandaids and OTC pain relievers, but that's about it. You need more than this going forward.
I'm hoping you have other things in order, like you've assigned someone as your Power or Attorney, and you've created a Living Will (Advanve Healthcare Directive) so in the event you become incapacitated your PoA and medical team will carry out your wishes.
If you don't have any of this please go see a certified elder law attorney before you can no longer legally set this up due to cognitive decline.
I say that as an 82 year old with an 84 year old partner.
This is a time for loss. Our hair, our eyes, our hearing, our hearts and muscles and bones and teeth and nerves and vessels? They are deteriorating and they aren't coming back.
Consider getting one doctor and that a Geriatric specialist.
Decide how much you want to be "messed with" between here and the grim reaper's knock at the door. There isn't a lot of sense in spending endless hours in the waiting rooms of specialists who have nothing for you.
As to your bills, you may consider now a fiduciary to handle those. And your banking. And all executive functions if they are getting hard for you. You will be paying approx. 100 to 150 an hour on average, but once everything is set up that person will handle everything and it would take little more than an hour a month.
That's one option.
Another is a close friend, companion, social worker to go with you to appointment and to help you with bill paying?
What is your living situation? Are you at home, in IL, ALF or Nursing home? Are you comfortable in your ability to shop, cook, clean and so on. We still are. But I can tell you the time is coming, and we KNOW it.
Best of luck. Mine are just a few things to think about.
Go to a senior center. Meet with and converse with other seniors. See how they are handling things and get a free lunch and BP check while you do.