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A lot will depend upon the state on available hours
Have you gotten training as a CNA or PNA and been certified thru the State u live in?
You would need to contact your aunts insurance company to see what benefits she is entitled to. If she has a LTC policy you probably could be paid. My aunt had one and her daughter was able to bill for some of her hours but not all and was not supposed to live with her mother for whatever reason. It depends on the contract.
The area agency on aging (each county has one) may be able to advise you of any of your states programs that would accept your claim.
Here is a link to find their number.
https://www.ncdhhs.gov/divisions/aging-and-adult-services/adult-day-services/daas-area-agencies-aging
Original Medicare has a program for homebound but you would need to be working for the home health agency and have multiple clients. The AAA above could advise you on any opportunities through Medicaid. Is your aunt or uncle a veteran? If so there are programs for aide and attendance for vets which will help uncle have the funds to pay you.
The advantage Medicare plans are all different so you would need to call the number on the card or possibly look online with uncle to see what benefits they offer.
I think you have a great idea to bill insurance for your work. I just don’t think there are any insurance companies out there that offers the benefits you are wanting to bill for.
It might be that you could go to work for one of the home health’s to augment what uncle pays you. Wishing you luck.
If they are on Medicaid you will have to check your state’s regulations.
In fact, California family caregivers can receive up to 60-70 percent of lost weekly earnings between five to 18 months before the claim start date. The state also has a unique program known as Family Caregiver Services, which helps coordinate services for respite care as well as in-home or out-of-home assistance. These services are provided to adult family members or informal caregivers who are 18 or older and provide care to individuals who are 60 or older.
If you have a chance, please read this article which details the general road map on how you might be able to get paid in your state. http://tinyurl.com/nhefaa7f
Disclaimer: Not my authoring.
I wish you and your aunt and uncle the best of luck.
I know in some states medicaid does pay family members if they care for their loved ones.
Perhaps insurance may pay you through a home health agency, I have known cases where the patient identifies the caregiver(home health aide) so the care giver then tells the patient to call the agency that employs them and request for them specifically. Of course with assurance that the patient's insurance covers that agency. You can also go back to the ppl that certified you and ask this question as they seem to have told you that this was a possibility for you.