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I would talk to an Elder Lawyer first well versed in Medicaid. If your wife goes on Medicaid, you become the Community Spouse. You need to have assets split and Medicaid allows this. Your wifes split will need to be spent down and before its gone Medicaid applied for. You will stay in the home and be given enough or all of your combined monthly income to live on.
We had to spend down his finances because he had over what Medicaid allows then we had to cash out his life insurance because he had a prepaid funeral. So that cash out went on his prepaid funeral.
I am waiting to see if his pension comes into the payee account once that happens then I will get all the paperwork together and go see the financial person she will send in the paperwork for me.
I would tell you if you are placing her somewhere they will help if not call Medicaid office they should help or go down to Dept of Human Services they should have someone there to help fill out those papers.
Prayers you find the solution.
3. You do not say if you wife is receiving hospice care. If she is, then the social worker assigned to your wife's hospice care should be competent to help you complete the application. IF you wife is not on hospice care, you may want to inquire with a hospice of your choice to get more information about having her assessed for admission to hospice care; this will provide you with a broad range of interdisciplinary professional services to help you both . You do not have to wait for her physician to refer you to hospice care for her in order to gather the information yourself. You can then request her physician to order hospice evaluation for her and admission if hospice evaluation supports her being in hospice care. Hospice is not about dying. Hospice is about 'quality of life ' in the midst of a ' life limiting illness'. It may be right for your wife and you or may not. But it is an avenue to explore to make more services available in your home with your wife's care and support for you.
You can also contact Ombudsman's office in your state or local agency on aging in your county to find out what programs/assistance are available for people who receive Medicaid.
I guarantee you, there are options he's thought of that would never occur to the average person. He's been worth every penny so far.
Because you are a community spouse it is very important that your income is protected. A portion of your wife’s ss may be available to help you continue to live in the community. Not every lay person will know how to complete the forms to do this.
Be careful who you receive help from. Even when you choose an attorney, make sure they are a certified elder attorney well versed in the Medicaid rules of your state.
Medicaid is administered by each state. The rules are not always the same.
Here is a link for the forum previous posts regarding community spouse.
https://www.agingcare.com/search?term=Community+spouse
Igloos posts are especially informative.
https://www.agingcare.com/search?term=Community+spouse+Igloo
The more info you give about your unique circumstances the better your answers will be.
Good luck with your application.
I am so sorry your loved one and yourself have to deal with such a horrible disease.As a Nurse I have dealt with this disease , and it has hit close to home my Dad as well.
non medical home cares can help. A loved one can get paid for taking care of your wife or a caregiver
Golden Key Homecare will be more than happy to help and answer your questions
if you are interested please call us st
215-961-7755