By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
With regard to tax exemptions, I don't believe Medicaid can penalize the caregiver for taking an tax exemption for taking care of a dependent. Based on what I've been told, Medicaid is interested in the assets of the recipient, i.e., the parent or disabled spouse, child, etc.
Like you, my Mom has no assets. There is a joint account in which her SS is deposited, but I'm the primary account holder and I've been told that I should not report that as my Mom's asset especially since the account is used from time to time to transfer my funds to and from another of my accounts.
Also, a couple of points to be aware of 1) Medicaid for the elderly is actually Federally funded and regulated under SS with some state funding and regulation; 2) Medicaid funding and regulation for "Personal Care" homes and for "Skilled Nursing Facilities" fall under different programs. The first is geared toward living assistance whereas the second is geared toward skilled nursing care.
Hope this helps.
We need to do a better job of spotting these young children and young people who have parents with such a sick outlook as well as sick personalities and save them if we can. We also need to do a better job of raising young adults with healthy self esteem and self-discipline who will save and invest toward their own retirement.
We still have too many parents and grandparents whose view of children is that you have them in order to have someone take care of you in old age. No we have children as an expression of the love that brings a husband and wife together. And the mystery of the creation of another human life weather we realize or not means that parents are co-creaters with God of another person whom we are given to raise and be good stewards of in or that they might mature and fly from the nest in due season for they are created in the image of God just like all humans are. Somehow, we have forgotten the dignity of human life that is give to us by our creator. That is my sermon for today!
The reason is because the account was opened with me as the primary account holder, but with mother's name on the account so her SS check could be direct deposited. This was about 15 years ago. It was not preplanned but since I worked for the bank at the time, and because I was facilitating opening the account, it just turned out that way.
I was very surprised to find there would be no required disclosure as well but I'm taking these representatives at their word and am assuming they know the requirements well enough to be able to advise me regarding disclosure. In both cases the account information was discussed with the representatives.
I only use the account when I need to make a deposit and then electronically transfer those funds to my other account because of the convenience of a branch, otherwise all the transactions relate to mother and her expenses. However, over the years a sizable balance has accumulated since she doesn't have to pay any living expenses, only her personal care expenses. I'm prepared to turn those funds over to "pay-down" a nursing home should I find out that I've been ill advised if necessary. Right now it is not an issue since she still lives with us.
Since mother has lived with us and has been a dependent for so many years, long before she began receiving SS, it is a slightly different scenario than when a parent has had their own residence and financial accounts neither of which she has had in her lifetime.
Our situation may be unique.
Sorry, off topic. Just venting.
See All Answers