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I would call either your local Area Agency on Aging or VNS to go over if mom qualifies.
If she is "chronic and stable" she won't. It's not for custodial care, housekeeping services or help with ADLs. It's only for health related issues.
https://www.medicare.gov/coverage/home-health-services
I'll tell you straight, right now because I have a homecare business.
Medicare will not pay for eldersitting services and companionship hours.
They will give a few hours a week for homemaker/companion to help with things like cleaning, shopping, or appointments but those hours are very limited.
If your mother is on Medicaid, she can qualify for coverage if she's moved into a managed care facility.
In some states Medicaid will cover 24 hour homecare. Not others though.
I would discuss with Medicare itself online or check your Medicare 2024 booklook, which should just have arrived in mail for all Seniors in the country. Access Medicare online, and you can also call them. I would also discuss with medical care providers, primarily the MD.
Medicare doesn't ordinarily pay for home health aids to keep people in homecare. That usually is private pay. Even in Hospice, if 24 hour care is required that is paid for by the patient.
I hope that when you research you will come to AC to help others answer this question; Your hard work can benefit others. And I hope some here have attempted to get paid for home assistance and can give you info. But I suspect you will be left checking on a lot of this yourself.
You might consider paying for the services of an independent board certified patient advocate. Check for them at www.NPAF.org.
You can search the Medicare site for a "Medicare Consultant" by typing that into their search engine.
You can also try reaching out to an aging life professional at www.aginglife.org.
Sometimes you just need expert guidance and have to pay a bit to get it. I sure do wish you the best of luck. Go to the top bar on this AC site and access "topics" looking up topic for aid alphabetically.
Good luck!
Council on Aging will provide a limited number of hours of help. They usually work in four hour shifts. They will bathe and prepare meals for your mom, tidy up in her room, change bedsheets, etc. There is usually a waiting list so check into it as soon as you can.
Your situation is different from what my mother’s situation was.
My mother’s doctor ordered home health for her to receive help for her mobility issues due to her Parkinson’s disease.
A physical and occupational therapist worked with my mother on balancing skills and improving her strength. Home health also sent an aide to help with bathing.
Medicare did pay for it. Mom also had Humana Gold Plus.
Interestingly the volunteer can be alone with her, but she only comes for an hour a week.
I learned that my friend, who is a HHA, brought her patient to the same PCP my mother had and he prescribed in home care. I was puzzled and then I found out this lady is on Medicaid. I think what was said below is correct, they're considered home aids, not medical personnel, so most insurances, including Medicare, do not cover them.
Home Health services and hospice services are both covered by ORIGINAL Medicare but they aren’t both available at the same time. In fact the company I use has both a Home Health Division and a Hospice Division. I first used the Home Health for many years and then when my LO was eligible for hospice switched to the hospice division.
These two groups basically provide the same services but are compensated differently by Medicare.
Of course Hospice also provides needed supplies and equipment. Neither provide “hours” of custodial care.
Think about how much time a doctor spends with a patient on a maintenance type visit. 15 min maybe.
The HH nurse takes vitals, weighs the patient on a routine basis, discusses health issues. They ask the questions the nurse asks when you go to the doctor and advise if a dr visit is needed.
The aide is usually available for a few times a week to give baths and a little personal care. The aides we had would change the bed linens, put on a load of laundry, occasionally heat a bowl of soup, things that didn’t take but a few minutes. That in addition to the baths, shampoo, etc.
Community MediCAID, on the other hand, will provide more services for those who qualify financially and medically. I’m not familiar with how that interacts with hospice. I don’t know if community medicaid services continue after a person goes on hospice? Posters will say their parent has X number of hours per week through Medicaid but I don’t remember anyone posting about having both. Seems that they would.
Of course, LTC is provided by Medicaid in Skilled Nursing Facilities which provides 24/7 care AND in that case, you have 24/7 care and can be on hospice both.
Ideally that means the patient has the regular SNF care as well as the hospice nurse coming in once a week or anytime needed and in my aunts case a daily visit from the aide.
If you have an ADVANTAGE Medicare plan, you would need to call the number on your moms insurance card to find out what services are offered AND under what circumstances you would actually qualify. There are over 4,000 advantage plans in the country, supposedly about 40 to choose from in each persons area. So a hard and fast rule isn’t available that I am aware of. Remember these are private companies. They are licensed and paid by the gov but they aren’t a gov company.
That also may be why you never received home health after hospitalizations. It’s a benefit of Original Medicare. Again if you have an Advantage plan you will need to call them.
Intermittent nursing means the patient needs less than 24/7 skilled nursing services. If they needed 24/7 skilled nursing they would need a hospital. This refers to Part B of original Medicare and is for homebound patients which basically means the patient has difficulty leaving home. You don’t have to be bed bound to receive home health, my mom was never bed bound and she had it for years. Recertification is necessary on a regular basis which is done by an RN. If you check how much time a nurse spends with a patient in hospital or SNF, not that much. Certainly not hours.
Same with PT/OT. If you need it, it is available. But recertification is required after the initial visits to keep it going. My mom had OT for several years as did aunt.
It’s also a caveat worth noting. Medicare may state that certain services are provided but the HH agencies and Hospice Groups, being private, have autonomy.
"My mom did have very limited visiting nurse and PT visits after hospitalization"
And this was not paid for by Medicare? If the hospital Doctor recommended in home care, it should have been mostly paid by Medicare. As I explained in an earlier post. Medicare only pays 80% of what they consider reasonable. The 20% not paid is paid by Moms supplemental or her. A Medicare statement will show you this. Then you receive a statement from the supplemental showing what they paid. If there are any deductables that have not been met, then there will be a balance due.
I think it would be helpful for you to set up an appointment to talk to a SW at your county Office of Aging. You tell her what Moms needs are and she can tell u what resources are available to Mom. If you have any problems understanding how Moms health insurance works, they can explain. Medicare pays what Medicare pays but supplementals are different. Maybe Mom needs a supplemental that best fits her needs.
Medicare Advantages are becoming a big thing. They are now PPOs which mean if you stay in network, more of the bill gets paid then if you go out of network. But with Traditional Medicare and MA, you must use Medicare doctors. If the doctor you chose is not a Medicare doctor, than you pay out of pocket. And again, a MA may fit Moms needs better.
If you can not pay for aids to help then you would apply for medicaid.
If you want in home doctors visits or therapies you will need to run down how that is provided in your area.
Call Council on Aging and schedule a consultation with them. They will answer your questions and give recommendations for your specific needs.
Best wishes to you and your mother.
I have no idea how Medicare"intermittent" care works. There was a member that said she used it for her Mom and Aunt. I feel though that the word "intermittent" means just that, care is not constant.
Office of Aging, with the aide shortage they also may not be able to guarantee constant care. I know with my County, they only have so many aides to go around. Getting an aide also goes by income.
The only thing I can see you being able to do is get Mom on Medicaid for "in home". I don't think they will cover 24/7 care though. They may pay family, they may require u go thru an agency.
For 24/7 care you may need to place Mom and have Medicaid paying their share. Moms SS and pension will pay her share.
It will really be hard to find free 24/7 care.
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