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However banking, deposits and bill paying can also be done by using their apps from the comfort of home
In fact a POA can say "I am not fully qualified to do this, so will hire a Licensed Fiduciary to do the bill paying". Such a person gets approximately 100.00 an hour to pay bills, keep records of finances, and etc.
A POA acts FOR the principal and in the manner the principal would act were he or she competent TO act. Any final decisions about sales (if allowed by his/her document) or investments will likely be passed by the general POA.
The POA document is written (hopefully) by a good attorney and it will SAY in no uncertain terms exactly what the POA can do.
"who's who " on the accountability scale; lots or potential here for mix up, who told who what, who understood what and what, blame games, feeling " used", reliability issues and on and on and on.
Why does the POA not want to do whatever it is they are wanting to delegate is one question I would ask ? Or is the POA have control issues etc etc.
Lots and lots to consider here.
Thanks for taking the time to look back - it's sure a long complex story. My grandmothers evil POA stepsons did a sneak attack and moved her out of her facility nearby and across the state. I arrived to visit (as I do 3-4 days a week) and she was missing. When asked they refused to tell myself and other family members where she was and would not provide a phone number to reach her.
Knowing how mentally unstable her POAs are, I took matters into my own hands quickly. I complied all clues I had, drove 2 hours and went on a surveillance mission to find her. Lo and behold I did find her. She was happy to see my mom (who was with me) and I. We visited for 1 hour. My grandmother put her finger to her mouth indicating she did not feel free to speak, and it appeared she could have been drugged, which led me to have concerns over possible chemical restraints. There is a camera in her studio apartment and she has no privacy. POA #1 busts into the room yelling at my mom and I pointing fingers at us telling us to "get out" Meanwhile, my grandmother is able to express she wants us there. I indicate to POA #1 that he has no authority to restrict visitors because it's not explicitly spelled out in the legal document. More words are exchanged with POA and his wife acting like fools when all I was doing was visiting and checking on the well-being of my grandmother whom they were isolating.
POA #1 gets POA #2 on the phone (my dad) who indicates what is the problem if she's just trying to visit. POA #1 quickly gets him off the phone because that is not helping his case. Then he points in our faces again indicating he is going file a restraining order against us. At that point POA #1 instructs the facility to call the police on me. The police arrive and POA #1 thinks he can waive this paper in the air the police will throw us out.... very much not so. Police indicate this is a civil matter and only my grandma or the facility can ask us to leave, not the POA.
POAs are trying to isolate my grandmother into submission, wont provide her with a phone to receive and make calls freely with family as she has done for many years, and she's a prisoner in her studio apartment on camera. Patients in HFAs have rights to visitation with individuals of their choosing, phone access, and a reasonable expectation of privacy.
Since her unstable POAs have this "catch me if you can" attitude, I posed the original question in this thread about POAs delegating tasks (paying bills, writing checks, misc. banking) because that is what they are doing, not to me, but to someone else who is not named in the legal document.