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The question you need to ask is if that is what your mother wanted because if it was not then the POA acted against your mother’s wishes and that is unethical and possibly illegal.
What evidence exists that your mother wanted to make that change? If there isn’t any then you are right to be suspicious because the POA can’t use their agency to enrich themselves.
How did you find out?
Did she make herself the sole beneficiary?
Need more information.
The place to start is to investigate when and how they were changed. I can't help but think you will need an attorney for this. If the POA changed them to him or herself you have a better case, as POA cannot "enrich" themselves. And it would be looked at if they make their own progeny the beneficiary, say, instead of YOU.
I would see an elder law attorney about this with any documentation or proof you have as to when, where, how and why these changes were made.