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But it is a personal choice... if it makes you feel better and you can afford it... then get some insurance.... it is not been my experience that families offer this...
no insurance, no retirement, no money for milage. ect... are you SURE you want to do this... if you are getting into it for security.... doubt that will happen... things change, people die.... and until you get your name built up in your community,
Most caregivers doing this are probably in your possition - Sadly.
Also if you have significant personal assets you might want to form yourself into a corporation. If you plan to fly under the radar that is up to you. This is a pure guess but at least $100 a year but it is several years since I carried it.
Psteigman is a mine of information on this sort of thing so maybe she knows
LadeeC
If you just need to vent that is fine too, someone will have words of comfort and advice. Again welcome and blessings
First of all, I take directions from the family.... I am working for them... they know their elder better than I do....as long as the elders care is first and foremost, I do as I am asked.... I may tweek it some, according to my own way of caregiving, but always tell the family what I am proposing....it is usually met with approval....
I see my role as coming in to ''assist' the family...this is a double edged sword for me as my last job was a nightmare....but I became attached to my elder and put up with a lot of crap.....but each job teaches me something... I am a long term caregiver, meaning I usually am there for the 'duration'.... meaning, until some one dies or the family chooses to return to the helm..have had no job lasting less than a year...
I don't do activiites in my present job, as I am working night.... I have always been a 'day' caregiver, and am taking a much needed break working days...
I am professional with the family,but living in Central Texas, we are a little more laid back, and therefore it's not as rigid as some situations... and a lot of it depends on how much the family wants to interact with the caregiver. Some just want you to do your job, others make it more personal... I always let the family set the tone for that....
With this job, I am making sure L is taken care of during the night... she had LBD and needs supervision and assistance to go to the bathroom... redirected to go back to bed.... like last night, at midnight... she said, "you said supper was ready".....so its about letting her know it's the middle of the night, but she will get a great breakfast when she gets up....her husband is totally self sufficient, I assist him if he asks me too..... that was our agreement.....
There are some things I will not do, or some things I will not tolerate.... I am not being paid to be at the beck and call of family members for their wants and needs..... I consider this job, a sitter... and my duties are limited..... but have always worked days and that is another story.... I have been blessed with a few good families, like the one I am working for now... but the last one was chaos from day one.... why did I stay??? I'm still working on that one...... maybe to teach me what my limitations are....that is still a work in progress for me....
Thank you for asking these important questions and being willing to hear the caregivers side of things.... let us know if you have more questions.... sending you hugs ...... PS... will come back when I am more rested and share what I do during day shifts... going back to bed !!
When I start this job my client's meds was all in bathroom med cabinet.... I saw Ms J was trying to open Rx for herself that she already had taken, since then I moved all her meds to CG's room.... Her family member was so surprise that Ms J was let me move her meds!! It has been almost 2 years, no problem yet!!! Like LadeeM( hi Linda) said CYA...... Good luck !!
I do understand every client's family are different situations, some family don't offer meals at all,so hired caregivers(work for 48-72 hours) bring own foods....I am lucky one I don't have to bring food and I have three meals a day with my client. Of course I do buy my favorite coffee or some snacks.
Every household wants to save money.... If you have to hire paid caregiver from out side what would you like to do? Happy Valentine's Day!! Sue
Perhaps if you like your current caregivers, if you are not able to have this chat with them, you might want to consider getting a geriatric case manager. They would be able to assist with getting a team established and handle the stuff you are not comfortable with. They are usually social workers and have seen all sorts of situations and dealt with all types of personalities.