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So, at this point, don't say anything, it's too early to guess the reason for her symptoms. Make an appt with her doctor and go with her so you can tell the dr what you witness in her behavior. If dementia is suspected, a follow up visit with a specialist would be ordered.
Often with AD anosognosia occurs, and so the person will be unaware of their losses and deny them, possibly getting very irritated with the caregiver in the process (and this is consistent across the board--they don't remember what they did or didn't do beyond a few minutes, so trying to reason or tell them will just be frustrating for you, and agitate them). If there is testing to support a diagnosis then the physician/provider can tell her if it's something she can process, but if forgotten I wouldn't revisit it. A lot of people choose not to tell their loved ones-it's a devastating diagnosis, and knowing isn't going to do anything other than cause worry. My mom knows she has 'memory problems' and that's as far as we go. However, some people don't like feeling as if they are lying to their loved one. It's a very individual decision.
This was helpful to me: http://www.dementiacarestrategies.com/12_pt_Understanding_the_Dementia_Experience.pdf
And this:
https://tamcummings.com/stages-of-dementia/
What would you hope to accomplish by telling her? It really won't change things or make things any better, in fact it may just make her angry.
My husband was diagnosed with vascular dementia in 2018, which is the most aggressive of all the dementias, with a life expectancy of only 5 years, and I never shared that info with him, as to me it served no purpose. He died a little over 2 years later.
I guess if you feel she should be told, I would have the doctor tell her, as then she can be mad at him/her instead of you. Although again, I am sure she is more than aware that there is something going on with her brain.
I wish you the very best.