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Dad's assets have been in a revocable trust for years. It's the value of the assets that triggers the VA threshold limits. This gets technical, so I will check it out when we see our EP attorney in the next month or so, but my uderstanding is that since my father is the Settlor of his Trust, the assets are attributable to him whether they're in trust or not.
Our attorney told me that income taxes are prepared the same way as if no assets were in trust. I take that to mean that the value of the liquid assets, which generate the income, would also be attributable to him for tax and therefore VA qualification purposes.
I will qualify this issue though; it's a good point that you've raised.
I've called the VA in Virginia as well as spoken to local reps in the county VA office as well as one of the VA hospitals. The professional advocates I've met and with whom I've spoken use VA qualification as an excuse to find out what his portfolio is, and make suggestions to restructure it, so I have very strong negative feelings about them.
It's kind to think about my mother, but she died in 2002.
The other issue is that my father's still active enough to make Aid & Attendance a questionable need. I feel he needs help; he doesn't, and the doctors joke that they hope they're as strong as he is when they're 95.
Again, I appreciate your concern.
I
My father is a WWII vet but doesn't qualify for assistance because of his assets - he saved frugally during married life to have an old age fund, which now prevents him from getting VA assistance. Go figure.
Contact your local county office to determine if they have a VA office. In my experience and in my area, these folks are very, very knowledgeable. The office is tasked with helping veterans, they will prepare the application and supporting data for you, and they don't charge.
If you like geometry, you can wade through the VA website. Determining qualification is much like a geometry problem: If A, then H, I J, K or L. If not A, then M, N, O, P...and so on. It's a nice mental workout.
There's also an excellent publication, "Federal Benefits for Veterans Dependants (sic) and Survivors". I have the 2012 Edition; I don't know if there have been subsequent updates.
It's published by the VA, for sale through the US Superintendent of Documents, 866.512.1800 (as listed in the booklet; I haven't checked to see if there's been an updated phone number.)
There's a document number, which I believe is the ISBN: 978-0-16-090303-8.
I got a copy of this at a county VA booth at one of the AAA Expos, held annually in my area. I've also found it at the township senior citizens center.
Elected officials, especially any on armed forces or related committee, might have copies available for free.