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Are your parents considered legally incompetent? If so, then they can't change documents.
Please consult an attorney. And be prepared to walk away to preserve your own future. And then your sister will be doing it all.
Your folks do a new DPOA naming you as it and they get this done in an attys office in your city. Also while there get a MPOA done and an “Guardian In Case of Incapacity” type of document done as well. You get like a dz notarized copies of all these. The DPOA document you then file at the courthouse (where will be iffy, if your state requires dpoa filed & recorded in a specific place then it’s that division, otherwise probably a filing in chancery clerks division) and do another filing in the local paper in legal notices. These are CYA to establish that if others want to challenge the action they are on notice to do so. Then like the date it appears in the paper your folks open an entirely new bank account for them with you as a signature & it’s POD to you upon their deaths and bank too gets a notarized copy. Once you have that new acct for them (ask bank for the routing # and bank may have a form at the ready for SSA) then your folks go on-line or in person to SSA to have a new direct deposit of thier SS income to the new account. The closer this is done to the date of each of their SSA scheduled payment the quicker it will be to be in place for the next month. So like if they are really old & they get paid on the 3rd of each month & you kinda need to put in the new direct deposit request info by the 3rd or 4th of that month to get it into the new account for the next mo.
Personally i would not change their wills at this point in time. This needs to be centered on doing things to get their finances back on track. Anyways if they live long enough, they will likely spend all thier $ so no assets to divide out as per their old wills but maybe for family mementoes.
If they each are unable to do this - either to Dementia or they don’t want to “upset” your sibling - then your choices are limited. You’d have to file for guardianship and hire an atty to do this for you. It would initially be all your costs as your $ to front atty costs. But once guardianship is done & your named by the court, you can reimburse for those costs. Ask your atty as to how to best do this. Good Luck.
Otherwise, I believe you need to go to a lawyer and tell them what is going on for what the current POA is doing is not legal. They can get in legal trouble.
Also, the stipend really needs to be set up as a legal contract between you and your parents that they will pay you ___ for being their caretaker. This is important if they ever need medicaid.