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I was upfront with the realtor, someone I know, about any problems I was aware of. We put the house on the market on a Thursday, had 9 offers by noon Friday, and we’re in contract on Saturday for $30,000 over the asking price. Luckily the house is in a desirable market.
I think showing an empty house worked because nothing was hidden or disguised from prospective buyers.
One note, check with your insurance company about coverage for an "unoccupied structure." I had to purchase a specific policy when the regular company found out Mom had moved out and no one was living there.
BUT if your mom or your late dad were on any Medicaid program - LTC like in a NH or MC but also community based Medicaid- there will be a possibility of a lien or a claim against the property that will have to be dealt with eventually.
AND if it looks like mom will run out of $ even with $ from house sale and so mom will eventually herself need to apply for LTC Medicaid for NH stay, you need to try pay all repairs costs from moms checking account directly.
If you are paying the house repair / house sale related bills and then you reimburse yourself from moms acct later, those checks from mom to you look like “gifting”. Gifting is not allowed by Medicaid and those checks from her to you will be red flags for her Medicaid application as Medicaid requires basically 5 yrs of banking info, You need to keep serious and detailed records on all this to clearly establish that no gifting happened.
BY: Jane Doe, Agent/POA
I had a Realtor through my mom's house a year ago just to get an idea of what we needed to do. It's an old Spanish-style house, was built in 1931 and the kitchen was last updated in 1969. Frankly, it's a tear-down. Someone will come in, gut it, and rearrange the entire inside to work better for today's living.
The Realtor suggested we get a new garage door because the old one was also circa 1969 and dangerous, and call it good. She also suggested we have the house inspected and present that inspection report to anyone interested in making an offer, because that's the best I can do in terms of disclosures. I haven't lived in that house since 1985, so I can't disclose anything.
If possible, get a Realtor who specializes in estates.
If you can watch some old episodes of a show called
"Zombie House Flipping"
I had to wait for her to “pass” first.
Look for a realtor now, and start packing up if she’s been there a lifetime.
it took me a month to clean out the entire 2 floors, plus an in-law suite, a finished basement and garage filled with tools.
Write didn’t the hours you work, into a journal with dates and times.
I was told to pay myself, and the fee was HER attorneys price of $50.00/hr. I would have done it for $25.00 but they knew how difficult she was.
Records are to “CYA,” in the future.
It took me a year to sell it, and thst was in 2013, when it went up for sale.
Do it in spurts if the house is big.
I had (2) helpers whom I paid $20.00/hr for the “heavy lifting.”
GoodWill got a ton of dishes and clothing.
And since it is your mothers house you can honestly state that you are unaware of problems. (obviously if you are aware they need to be disclosed)
This is a Sellers Market now and I would be surprised if it sat on the market long.
You do need to get a fair appraisal and it should sell for Fair Market Value (or above) But I am sure even selling it As Is you will get that.
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