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You should really talk with a certified elder law attorney (www.nelf.org) before you take any money from your mom.
My mother moved in with YB 22 years ago and only pays for the cable bill as she said she HAD to have it. Well, it's about $150 a month and she pays nothing toward the extra electric, gas or just 'maintenance'. YB was very altruistic when mother moved in---and now he is bitter and angry. She only gets about $2K a month, but other than about $200 for groceries and a about $200 for health insurance riders, she has no debt.
He has had to go PT with his job, and the rest of us sibs will 'tip him out' pretty much every year at Christmas time, he has always been underemployed with a large family.
To my knowledge, there was only a verbal agreement that she would pay for the addition he built on his house for her. She didn't, and we sibs all had to scramble to pay him for it, he almost lost his home. A lot of bad feelings about that for a lot of years.
She will NEVER go into long term care, he has the apt set up for a Hoyer hoist when the time comes and has said he will retire and take care of her 24/7 before placing her.
Records of money spent and lent are pretty wishy washy, but I'm not the POA and I don't honestly care.
Nobody listened to me when I voted AGAINST the move to YB's home, so I keep quiet. I thought it was a terrible idea when they did it and my opinion has not changed. Brother has had a rough go for 22 years--but he CHOSE it, so I keep quiet and watch the drama go by.
But that said,, she does pay some of the bills. She pays the TV, electric ( as those bills went up when she and my deceased dad moved in) and gives us money for groceries and the Costco bill,, and often for gas for driving her places. She also pays the house cleaner once a month ( on hold due to COVID). I would look at what the increases in your household bills, and then add in what you think they could increase too.. Mom also pays for her own "stuff".. like a new TV for her room, and her clothes and medicines. Your mom should be able to pay for her own things, and then you look at what your increases will be. Also take into account what her income is.. You don't want to bankrupt her, but she should pay a fair amount. A lot of people say if there are 3 people, she could possibly pay 1/3 of the total bills if she can afford it? I know this depends on your situation,, so good luck!