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So if this is correct, your mom cannot qualify for Medicaid as there will be a transfer penalty on all those funds she gave away. If the banks just will not go along with allowing a home equity to go through (and most banks will require that the actual property owner be present and cognitive to be able to do this and likely will have her sit in their office on her own with a banker so that they can approve the loan and have it witnessed), you don't have many options. Really your best option is to do what MaggieMarshall said & put the house up for sale.
You will have to use all the proceeds to pay for her care and hopefully there will be enough to pay for a long enough stay in a NH so that it would work past any transfer penalty period of time so that she eventually can qualify for Medicaid. All real property sales are recorded locally & dovetail to the state so the state will know to the penny what the house sold for too. So you need to document if you spend any of the funds on other nonNH things for her - like a funeral or burial policy.
If the bank says the house is not in her name, but you think it is, you need a lawyer to sort things out. You can also check records at your local assessor's office. Very often a husband will die and his name is still on bills and deeds many years later.
Most of the bankers had no idea how to deal with trusts.
Two of the banks just wanted to advance the entire amount, which was ridiculous.