By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
Are they paying other caregivers from their savings or are needing their savings to manage living at home with no money going to caregivers from their savings?
Regardless before they run out of savings and since there are two of them, you might want to look into a certified elder attorney to guide you on next steps.
Selling the home may or may not be the best option. Since mom appears to be the one needing the assistance, when she is medically and financially qualified to go into a NH, then dad will still need a place to live. The Medicaid rules for couples allows a portion of moms income to go to dad in order for him to continue living at home. The savings they have left now will be split and dad can retain his portion for his care. The house would be exempt but the upkeep would still be on dad. Perhaps the home is a big drain on their finances and dad would be better served in an IL facility? The thing is you need to understand before just selling the home what the best options are given each of their unique financial situations and their unique medical situations and the state laws where they live that govern Medicaid.
Dad may be no where near needing facility care and could manage very well several years at home. It is a complicated situation for a couple with some, but limited savings and income.
To me your question is prudent. Don’t wait until they have NO options.
Family caregivers can also get paid when the person is on Medicaid in CT. Same rules apply. The state recaps what they pay out after the elder passes away and their estates get probated.
To me, this question makes little sense.
Once all funds are depleted the elder can apply for medicaid. The things supplied by medicaid is individual state to state and some states, Michigan might be one, would supply some inhome help. But not 24/7 coverage.
This is something to explore in your own locality and not easy; I would wish you luck.