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If so, think about having sis do a "personal services contract" for mom's care & also perhaps one for your brother too for the "service" he provides for financial management. Maybe you & him share the DPOA and sis has the MPOA, since she deals with day to day. The elder attorney can draft them and should have the data/rates that are the norm for your city. There's a set scale for what costs are, like ambulatory vs. non-ambulatory care for what sis does and financial advisor fees can be found on-line for what he does.
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You can contact a home health care company to get an idea of what is charged too. Usually around $ 15 - 25 hr./ 4 hr min.
Depending on mom's age and health situation and size of
her estate, starting to spend down her estate might be a good idea. The personal services contracts will do that and let sis have more flexibility in getting things for mom when she needs it rather than weeks later when brother can part with $. Unless her estate is truly huge, at some point if they live long enough and have any chronic health care issues, they will run out of $$.
There might not be any windfall. Nursing home average, is
I think about 8K a month. $$ can go really fast.
You might want to have the elder attorney explain a
Miller Trust & also an "enhanced life estate" aka Lady Bird Trust. This all needs to be done well in advance of when she might need skilled nursing.
Is brother a financial advisor, stockbroker or banker?
If he is, then he or someone else @ the institution is making commissions from investing mom's $. If she's been making $ recently, it probably hasn't been from interest on savings.
Good luck and let us know what the attorney suggests.
You say, "My sister must jump through red tape to get any kind of money to offset the care of my mother. The reality is, my brother is so concerned with spending it unwisely, that he is not spending it all; the result is that my mother's estate is just growing and will be a windfall for all of her children some day. My complaint is that we should be spending her money on her care and comfort."
What you describe is actually elder abuse. Whose money is being restricted from whom? If it is your mother's money until she dies, any impediment to the the timely use of your mother's for her benefit especially to create a windfall for the children is wrongful.
Thanks to all who've answered so far!!!
Best,
Hap
I would caution against asking her financial advisor or broker, because your brother is likely her DPOA and as such would be told of your call.
If mom is happy with your brother, and she is being cared for without anything extremely unusual, then having him removed as DPOA will be very difficult.