By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
All my Mom owned was an old farmhouse worth, maybe 100k. That was her estate.
As payee for my nephews annuity, which is a government pension ran like SS, all that needed to be done was that the acct be set up with only the annuity deposited in it. I guess easier to see the money coming in and going out. I am suppose to get a form every year asking for an accounting but haven't got it in years.
I really don't understand why you can't have a joint account with an adult child. This is usually done so if something does happen to a parent, the child can pay the bills without needing a POA to do so. Is it the way its worded? As long as the child deposits none of their own money the Medicaid thing doesn't matter. I was never questioned about my name being on the accounts. It was Moms money if her name was on the acct.
I never mingled Moms and my money. That causes big problems if Medicaid is needed. Since she had a house, even though she lived with me and then in an AL, I kept that address for her bills. Actually, I was unaware that I should be payee. I signed all her checks with my name and POA. Her bank statements showed the money going in and coming out. If I spent on her OP, I kept the receipts and wrote a check to myself writing the check # on the receipts and kept them in an envelope. Her small pension was not direct deposited. This was used for her personal needs and again I kept every receipt.
Like I said, I was in the dark about payee. But, I never had any problems paying Moms bills as POA. I placed her in an AL, paying all her bills out of her acct. When she entered LTC knowing that would be where she lived for the rest of her life, I allowed them to become her payee for SS and her pension. I looked at it as if there was a problem with either once she passed, the facility would have the headache not me.
There are probably loads of people who are not payee. As long as you don't change bank accts and have to inform SS of the change because of direct deposit, I wouldn't worry about it. Just make sure your records are good if there ever is a question. There is really no way that SS knows who is paying bills on Dads SS. Think of the people scammed out of their SS and SS has no idea of it.
I had records showing that all of my dads money went towards his personal needs and I did not think that social security needed an annual accounting of how his money was being spent. I set up online bill pay and withdrew money as my dad wanted it. I didn't really even need to be on the account but, I thought that it would simplify things, it didn't effect anything.
I never had a problem and I never became rep payee or needed a trust or anything else.
However, if your dad is looking at Medicaid in his future I do not recommend being on the account. I think it creates questions that are better off not being created.
IRS form? geez, OK, I will look into that!
You cannot have your father's money going into a joint account and you should NOT be co-mingling your money and his. This would make any help in future from medicaid, were it needed, impossible. There is a 5 year look back on the seniors expenditures from their assets.
Given that you don't fully understand the DPOA, I would pay a lawyer for an hour of time to find out exactly what records you should be keeping and how you should go about this. There are also books that will help.
I found that the first year, acting on my brother's behalf (at his request when he was diagnosed with probable early Lewy's Dementia, daunting. Everyone wants something different. Bad news is that you haven't even found out what the IRS wants. Yup, a whole other set of forms.