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Just based on your not being able to use your mother's funds to take care of her and her needs, I'd walk.
When I was taking care of my dad, Rude Aunt, age 88, criticized everything I did. She'd never taken care of anyone and had no idea what she was talking about. I suspected that she had some form of mental illness because she'd rant and argue and throw up obstacles to dad's care. She believed she should have been POA. If he'd changed his POA to her, I would have been out of these so fast that I'd have looked like a bolt of lightning! My advice to you is to go. Your mom will find someone else to be her slave.
Good luck! Become a lightning bolt!
Also, let me give you a head's up about thinking the government takes care of everything in western countries. They certainly don't here in the U.S. and nothing is free.
You say your mother can afford a decent life, so she can have a live-in paid caregiver to do for her. You walk away.
She doesn't know her pin numbers or anything else, yet she was able to get herself down to the bank and remove you from her accounts? How was she able to do that if she doesn't know any of her own banking information?
Also, POA is not done in a bank. Those are legal documents done in a lawyer's office.
Your mother has villified you. You are now her scapegoat and verbal whipping post that she can lash out at and abuse. You will not be allowed to make any decisions for her. I don't know how it works where you live, but here POA is useless unless there's a formal medical diagnosis of incapacity either physical or mental which prevents the person from making their own decisions. so a POA's hands are tied unless there is. So you have two choices here.
Continue being an abused care slave to your mother. Or walk away and take your life back. I'm sure if your mother has money at some point either the family or your government will make themselves visible and take over her care needs. Money is after all the one language that everyone speaks fluently.
Your mother's life is not more important than yours. You don't have to live with her abuse.
Abuse is abuse whether it comes from a person with dementia or one without.
So walk away. Sometimes seniors have to learn the hard way and sometimes they just get more stubborn and don't learn at all. That's not your fault.
Get together with your family who encourages her to just have a good time and enjoy life. Then tell them you are walking away and will not be taking care of her anymore because her needs and abusive behavior is more than you or any one person can handle alone. Since you get no assistance with her, you have to just walk away. See what your family says. Then get your name off the POA and walk away. Let others step in to put out her fires and clean up her messes.
As you say you are in another country I cannot imagine what the rules and regulations are.
I can only tell you that for myself, after having done POA and Trustee for my brother, who was cooperative, organized and easy-going, I cannot imagine being able to deal with it when someone believes I am the "enemy".
There is only so much any human being can do to protect another when that other person doesn't want protection. I am afraid for myself I would be moving on after notifying all other family members and all authorities and medical groups involved that I cannot function for this person anymore.
My mother tries to pull the threat of 'cutting me out' and removing me as her POA.
As if POA is some great honor or prestigious award. I tell her go right ahead because that's fine with me because I've got enough on my plate. I remind her that she lives rent-free in a property that I own and that at any moment I can sell the place and her choices will be a Medicaid nursing home or a cardboard condo by the park because my sibling will not take her in.
She gets a resentful because she thinks I (not my sibling) should be taking care of her personally. I should give up my business, my marriage, and everything else to spend my days in service to her. I did that for a few years living with her and it almost destroyed me.
When she acts up, I make myself unavailable for a week or so. I don't take her calls and I don't visit. Her aides and my family know how to reach me.
She taken up a new hobby of villifying me to my sibling who just ends the call immediately. This is how you have to handle people like this.
So in your country can you be forcedvto care for Mom? What happens to the elderly that don't have family?
When people think of dementia they think of people that forget how to do everyday tasks, the early stages of vascular is different. More of a inability to reason. Like my mother couldn't understand and pushed my father to drive, when he had no business being behind a wheel, but everyday tasks where completely normal.
There is no reasoning with them. Curious is your mom has high blood pressure, or cholesterol, that is know to be a huge contributing factor. My mom 88 had had high blood pressure, and on meds sence about age 50.
Another thing I see with mom is her anxiety is just out of control, she will do things she knows she shouldn't, but her anxiety is so high she just can't help herself. Like if someone is coming and she wants the house to look perfect, she will insist on moving something she shouldn't be lifting.
One other thing that suprised me, when I learned about vascular dementia, was the term shadowing. Look that up when you get a chance.
Learning more about this will hopefully help you alot.
Best of luck to you. We always here to lend an ear and give out are best advice we can
Has she been officially diagnosed with dementia?
Since she has other family members where you and your mother live, perhaps it is best that you move out, and let her try and manage on her own. If in fact she fails, she may be more open to you helping her. Otherwise other family members can step up to help care for her.
At 40 years old you should be out on your own anyway living and enjoying your own life. Your mother has had her life, now you have to start living and enjoying yours.
If your mother was able to go to the bank by herself to "cut your POA" there, I can't help but think that perhaps she isn't as bad off as you perceive she is.
Sometimes children have to let their parents fall and fall hard before they will allow any help from them, so I'm all for stepping away(moving out)and waiting to see where the chips may fall.
You will be her Son. But also really the Manager (behind the curtain, arranging everything).
Just an idea.
Finding the right fit carer can be hard - some elders will resist, not let in the home, send them away etc. Also hiring someone needs to affordable to your situation.
I manage my money, pay bills, shop, cook, keep house etc.
Your view: ?
"Helping managing the bills, food etc (keep the household in order)"
Mom sees what SHE does. She does not see what YOU do, to keep everything in order. This can happen. This lack of understanding & insight.
I don't need help! (But they do)
Have a look for Anosognosia in the care topics. I'll try to add a link.
https://www.agingcare.com/articles/anosognosia-dementia-patients-cant-recognize-impairment-210090.htm
If you do leave, then leave a report to APS and send a letter to her PCP of the situation for her medical record. Make sure you put her DOB in her communication
Step In to Take Over : Go legal guardainship route.
Step Back : Stop helping so much.
Step Out : Stop helping. Report to Doctor, Social Worker, APS.