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1. Make certain your mother has less than $2,000 in countable assets before the end of the month. That is why the pre-need funeral arrangement was suggested...it is not a countable asset and hopefully brought her assets below $2,000. If she is over $2,000 in assets on July 30th she will be out of luck with respect to eligibility in July regardless of when an application is filed.
2. Income requirements vary by state. What state does your mother live in? Are you sure her income is under the limit if there is one in your state?
3. Medicaid benefits are retroactive to the first of the month your mother is financially and otherwise eligible.
4. Medicaid benefits can be retroactive up to three months. For example, an application filed by the last day in July may be approved for benefits beginning April 1
.
5. Given #4 above, in the short run it does not matter when the application is filed.
6. In any event, the nursing home cannot discharge your mother without providing for "safe discharge" to another facility.
7. If they accept her as a long-term patient they must provide a 30 day discharge notice and then must arrange for safe discharge as noted above.
8. Nursing homes take an aggressive stance with respect to payor source and this is certainly understandable. Work with the facility, keep them updated, be nice, and everything should be fine. If you mother's case is not complicated, and it does not sound as though it is, Medicaid approval should come relatively quickly.
Its my understanding that a NH does not have to accept resident as Medicaid Pending if in the review they find something that is an obvious red flag issue for Medicaid eligibility. Like house sold within last year or two.
If so, mom must pay her SS (& any other monthly income like a retirement, pension, annuity in payout status) to the NH as her "SOC" (share of cost in medicaid speak) both while moms in NH as "medicaid pending" or later when she's approved for Medicaid.
What have you done so far about chasing up your mother's application?
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