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In my area, the care providers also add $3.00 a hour if a suitable for place for sleep is not available for the caregiver. If no sleeping place is provided then the charge is an additional $3.00 an hour.
This is why there should be very stringent laws on how much family members can earn as care givers. The barter value of what elderly person is providing should be included in compensation. The barter value in our case was around $50,000 to 60,000 per year. Nationwide, there are some terrible examples of what can go wrong. In our case, they attempted to earn far more than the most expensive of nursing homes. After being paid a very large amount of money, their lawyer tried to talk the trustee into transferring a mansion to them based upon the 2-year rule. Fortunately the trustee did not fall for it and there will be funds to pay for skilled nursing for my mother if and when it is needed. Her own family members had no problem with sending her to medicaid. She's eligible for a NH now due to mental illness, but we love having her in our home. I love taking care of her. My days are 16 hours at minimum. I never knew I could go to so many Doctors' offices a year. She does not want us to take care of her when she is unable to do certain things for herself, and she has my promise that at that time she will go to skilled nursing.
So am I a slave. Hell no. Did I interrupt my life? Yes, she is my mother. Is working 16 to 18 hours a day for 7 days a week hard for me? No, it is not hard.
I'm taking every dime I can get out of her estate. Every. Single. Dime. Yup. And if I had sibs that hadn't done sh*t? They wouldn't get sh*t. Sucks for them, hmmm?
$15 per hour x 24 hours = $360...a DAY. $360.00 a day x 7 days = $2520 per week, x 4 weeks, $10, 080.00 per month. Considering that some of the NHs around here are almost that much, is that so far fetched? $10, 080 x 12 months = $120,960 a year. $120,960 x 5 years = $604,600 my mom would have paid anyone else to be her live in, 24/7 companion for years on end.
Like I said, my mom couldn't afford me. Was my time and effort all these years worth that amount? All and more, yes indeed. And she got it all for nothing. And might have free care again if she comes back from respite. Isn't that nice?
As has been mentioned many times, there is an opportunity cost here. I could make more money. So I'm sorting through all of this and will have a little sit down with the family when I'm clear on everything. I only started living with my grandfather in June. So we are sorting it all out.
I met a lady at the doctor's office this week that was in late stage Alzheimer's. She was no longer with us mentally, but was quite happy. She couldn't walk or talk, but she enjoyed kicking her shoes off on the floor for her daughter to pick up. And she knew her daughter and you could tell from her expression that she felt much love for her. Sometimes in what looks like tragedy is a little ray of sunshine. I wish it could be like that for everyone.
http://www.change.org/petitions/ameriprise-financial-create-procedures-that-protect-elderly-rights-access-to-their-funds
Hourly vs salary? It sounds like you are still discounting your value to save money for others. So, you sit there in the house sometimes for hours with nothing yo do? But who would do it if you didn't, or if you weren't there? My suggestion to you is to check what home care providers in your area charge, compare it to salary, just because you are sitting doesn't mean you shouldn't be paid for that time.
You are a better person than I am because it would be a cold day in H--L before I would pay out MY money so her kids can have an inheritance...BS!!! ticks me off for you!
I think my sibs thought that I would take mom into my home and care for her, but I couldn't do it without it putting a big strain on my marriage...plus I wouldn't have any life at all b/c mom is so dependent and needy and would want me with her 24/7!!! (THEY didn't offer to take mom in, even though my bro has a big house.) I sold mom's house almost 4 years ago when she was unable to live alone and I had to do everything to get it ready, That not only meant clearing the house of everything, getting it painted and carpeted to sell, but the time consuming job of sorting thru boxes and MORE boxes of papers, bank documents going back many years from different banks, tax records, etc. I didn't get an ounce of help from my sibs, but my sister had the nerve to challenge me when I gave away a grandfather clock to a friend that spent a lot of his time and effort helping us out. I had offered her the clock but she didn't have the space for it and declined. She was upset that I didn't sell the clock to get some money. (Moving a grandfather clock requires a lot of work to disassemble the inner parts for shipping and our friend that got the clock was a collector of clocks and knew how to disassemble and ship the clock to his house...not to mention that my husband and I felt the clock "got a good home :)
My sis was not willing to advertise or take any responsibility for the clock---just wanted money!! Enough about the clock :) My sibs have accused me of taking money from mom for myself, which is totally untrue! I found tons of checks that were written out to them by my mom and step-dad (he's deceased now) for anything from boarding their dog for their vacation, a gym membership, checks to "CASH" for hundreds of dollars! I have not asked (I know mom would have given it if I asked)for a cent from mom. It has gotten to the point that when mom runs out of money for her Assisted Living Facility and has to go onto Medicaid, she will only get a paltry monthly allowance from Medicaid. (The amount varies in different states. Here, it is around $50/month) That is to cover whatever she wants or needs----whether it is chewing gum or a pair of pajamas, toiletries, etc. Mom is now 89 and gets her hair done weekly (she still gets her hair colored and permed) b/c she has always liked to look nice and I take her for a manicure twice a month. There is no reason that if mom wants to continue to get her hair done (about $30-$100) or her manicures ($25) she should not get it b/c she gave away a lot of money to my sibs.
Therefore, I consulted an eldercare attorney and he suggested that I pay myself an hourly wage for everything that I do for mom, based on the average wage a companion would get in the county that we live in, which is $21/hr.
I have been doing this and average over $300/month b/c I document EVERYTHING that I do for mom. BUT: the savings account is in my name but it is ear marked for mom's use when she goes onto Medicaid----I am not spending it on me. IF there is anything left over when mom passes, I will divide it with my sibs.
I look at it this way. Had someone come up to me 10 years ago and told me that if I did all I just did for 10 long years, that if I would go through what I went though, for 10 long years, that if I gave up my life, career, prospects, future, relationships, money, freedom, heath, sanity, etc, etc, etc, for that long, endless amount of time, If I did a JOB for FREE for 10 long years, 24 hours a day, 7 days a week around the clock for 5 of them, I could have.....A HOUSE! Wheeee! Yeah, boy, that's certainly an offer I wouldn't refuse!
You say they keep their parent at home so that they can have the house? Is the parent clean and fed and taken care of? The only problem is that the parent is raring to go to a nursing home, but are being forced to stay home and aren't happy? Too damn bad. Then they should have made alternate arrangements, and left ME the hell out of it. If at the very end I knew the only thing keeping me off the streets was that HOUSE, because I had been care taking for years, damn right my mom's old ass would have been right here if that's what it took for me to walk away with SOMETHING, so be it, whether she was happy or not. I don't blame them for wanting the house, if that's all there is for them after care giving is over, and if that means the elderly parent is 'forced' into unhappiness to stay there, oh freaking well. Let them deal with it. And I don't care if that does sound lousy.
You may have seen it, but it is well documented that particularly those with Alzheimer's and other dementias do best in their homes. They also want to stay there, that is what they are familiar with. In my case my mom has been in this home for 50 years! She knows nothing else, other than her childhood home, where she sometimes thinks she is. I can tell you another thing, the nights when she doesn't remember she's married, or her children have grown, only can a child provide the comfort that they so badly need! As far as going to a facility, she would have no idea where she was, at least home provides some much needed familiarity even though at times she has no idea where she is.
Maybe, WK, you are trying to justify your decisions?
My parent never thought they would enjoy it so much.