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Thanks for your input below in answering us and in supplying more information. It is a huge help. You are correct that your Mom having no longer any assets other than her 1,000 per month SS income shows that really all her money is needed for the basics of her life.
However, you tell us now that you are paying 1,000s of dollar of your OWN money into her care now. I cannot stop your doing that, of course, but I will let you know that it is very unwise. You need now money being saved for your own elder years, a time when few will have any interest in you other than how much money you represent on the hoof.
Don't use your own money to care for your mom. And as to your being POA and now saying you are being moved out of where she lives? I shudder. How in the world can her care be managed by YOU when you are not there? And who remaining THERE will intend to expend the time and money for your Mom's care that you are. As POA you cannot endanger your Mom?
You say above you are moving out for a few months. Yet below you tell us you have been asked to leave? How is that not permanent.
I admit myself confused about all that is happening. But I worry about you leaving Mom in the care of a cousin when she has no funds for her care, nor her POA to watch over her care and ascertain it is good enough.
I would see an elder law attorney now about turning over care of your mother to your cousin if cousin wishes to take it on. But FIRST you must know your cousin is capable of being guardian, as Mom isn't in any shape to assign all this at this point, and that your cousin accepts the responsibility of doing this and that the cousin is CAPABLE of doing this knowing that there is no monetary recompense.
You really need the advice of an attorney; this has become muddled.
She is my mom, so I will spend whatever I need to to keep her safe. However, you are correct. I will also make sure I invest and save for my future.
Thank you alvadeer for your thoughtful response. I appreciate that you also expressed your concern for the whole picture. I had already planned to go to an elder law specialist, but wanted to get some ideas of what to discuss.
You are responsible no matter where you are and no matter for how many months. You, as POA, can hire someone to manage things, but you would be responsible, you would be the one to oversee things legally. You can hire a Licensed Fiduciary to manage everything as well, but YOU REMAIN POA until you legally remove yourself from that position with an attorney and court action at this point. And you cannot appoint other people.
If you do not wish to be POA let other family members know you are resigning. They can follow up to try to become guardian. Otherwise the courts will appoint a court appointed fiduciary, and at that point family will have nothing to say about things.
You may want to talk to an Elder Lawyer.
If Mom is on Social Security disability she probably gets Medicaid for health. There r also in home services you may want to look into if Mom is low income. Will give cousin a break.
So if you're wanting to give up your authority as moms POA, then you'll have to have your cousin go to court and file for guardianship which will cost thousands of dollars.
Or you can stay as moms POA and hire your cousin with moms money to care for her and you manage from afar. Just make sure that you're keeping strict records of all monies exchanged for her care as you are responsible as her fiduciary to do so. Also your cousin will have to pay taxes on what she earns. You would be wise to see an attorney to make sure that you have all your ducks in a row as not to cause your mom any issues down the road if she were to need Medicaid.
So again, you have NO authority to add to or change moms POA's. Only your mom does.