By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
I presented the Power of Attorney [bank scanned the POA], and after the bank asked my Dad [94] a few questions, the bank had me sign a signature card. The bank then ordered new checks for us to use, which said "John Doe or Jane Doe" [your real names, of course, will be used].
I realize that not all banks will do this process quite as smoothly.
Don't get into to many details with mom and dad about the online stuff, just get permission for access. Make sure that you don't do anything questionable and you will be okay. Not saying you would, just a precautionary warning to not do something that could be questioned by anyone. Example: I paid my dad insurance and phone with my credit card and then withdrew cash to pay me back, big no-no if anyone would have questioned the withdrawal. Thankfully it was just me and my dad knew what I was doing and agreed.
Then get a DPOA, asap, do not get a general POA, they don't give you the authority you need when you need to intervene for their well-being.
A Financial POA means that you will take over paying all bills and handling all accounts. You will sign all checks as the elder's name, followed by your name with "under POA"or as POA in fact. That means that you will contact EACH entity from power bill to water bill to mortgage and inform them you are serving as POA for ___________ and you will have to include your papers. The papers themselves will say exactly what you are empowered to do even up to and including selling real property. Files and meticulous logs must be kept for every penny in and every penny out. It will be important to be on the account as the POA not as sharing the account. If the elder is semi competent and wants a small account of their own for incidentals that is fine if they can keep records. You can see an attorney paid for by the person who wants you to serve as POA. The person who asks you to be POA must be COMPETENT to designate you. You operate at their instructions (for instance my brother made me Trustee of Trust and POA and asked me to handle all his accounts and bill payments) while they are competent and in their best interests if not.
If you feel incompetent to do this (it's a big job and doesn't even cover Social Security and the IRS which require their OWN papers) then ask that a Licensed Financial Fiduciary (NOT investment person) handle this. They charge approximately 90.00 an hour and usually can do what is required after setup in an hour a month or so.
Do look up on the internet the duties under the law of serving as POA. Good luck and best wishes.
Also know that ANYONE who is willing can help with checks and bills if asked. A friend helped my aunt monthly until her death. They went through all her mail together weekly. But they cannot sign. And if they are embezzling they are in legal peril.
Did you find an elder attorney?