By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
She has to qualify for Medicaid to participate in the program and have documented health and mobility issues to apply.
The waiver subsidizes in home care through an agency in their network or you can hire/pick your own caregiver and use their payroll company to schedule your own flexible hours.
You can request however many hours you think mom will need per week/month (go big) on the waiver application and if your app is approved they will dictate your hour ‘budget’. After a time you can request more if needed or health problems increase etc. my mom started with 20 hours a weeks and eventually was bumped up to 36 etc.
it’s a really great concept. We didn’t like the agencies as it was a revolving door of people who broke things etc. and they are not very flexible with shift start times, but we were able to hire independently and the payroll company took care of all the admin stuff beyond basic scheduling. that was easy bc they have an app where the caregivers can clock in/out etc.
Did she work at least 10 years (40 quarters)? If so she is entitled to the SS she paid into.
You need to talk to a Medicaid caseworker at Social Services. Moms house at this point will be an exempt asset. Her pension will need to be under the income cap that is allowed. In NJ its just over 2300. Her assets can't be over the asset amount allowed which in NJ is 2000. This goes for "in home" care and Long term care.
If she receives services, upon her passing her home now becomes an asset. Meaning Medicaid can recover the money they put out by putting a lien on the house which needs to be satisfied at time of sale. There is a lot more to the recovery process but not going into it here.
You do not need an elder lawyer at this point. The caseworker can help you fill out the application.
Guardianship can be a very expensive process done through the courts. I've read on this forum it can be upwards of $10K, and it requires time and effort.
Medicaid is a state-managed program and rules can vary by state. You can consult a Medicaid Planner for PA to see what their Medicaid will pay for if she qualifies. Her local area's Agency on Aging can provide some guidance to resources, they are usually very helpful. If she does qualify Medicaid puts a lien on the home that needs to be satisfied when it is sold. Medicaid plus her SS is what covers the cost of her care at that point, and they take all but a small amount every month, which also differs by state, like $90 or so.
You have your work cut out for you -- I wish you much success in getting her the care she needs!
https://www.dhs.pa.gov/Services/Disabilities-Aging/Pages/MA-and-payment-of-Long-Term-Care.aspx
Have you contacted her local Area Agency on Aging for help?
Does she have Social Security of her own?
She will need to be both Medically AND financially at need to be approved for LTC Medicaid. Have you spoken to her doctor about possible placement? Some doctor's offices have a social worker or Nurse who helps with placement.
If she goes to the hospital for any reason, start an immediate conversation with discharge planning about the fact that she is unsafe at home and needs placement.