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So the bit about the POA being “afraid to act because mom won’t talk to her” might be true, but the POA powers aren’t even active yet, Unless there’s more to the story.
Also: Chronic kidney disease stage four is potentially nearing dialysis, but it doesn’t mean let someone needs dialysis yet. Could stay that way for years.
My POA brother is an officer in the army and he believes everything mom tells him. I planted all her flowers, she tells him she did it and I wasn't even there that day and he believes her.
Honestly, I have no advice for you , I'm sorry, hopefully others will , have better advice .
We are both going through the same thing. I think we have to take it one day at a time.
Best of luck to you
Honestly, be glad you live farther away so that you're not sucked into this unproductive vortex of exhausting activity and cycle of fall/ER/hospital/rehab/home rinse, repeat. Been there, done that with my own relative.
At some point in the near future she will have a life-ending fall or medical incident. Maybe consider going to visit her now while she's alive and knows you rather than at her funeral. Go with no expectations to argue about how she's now choosing to live. Just go and visit with your Mom and enjoy her before you can't.
Your mother is now 95. She is at the end of her life.
If something happens now, your mother will have "done it her way" and stayed in her own home.
I would take comfort in that.
I doubt she would live a lot longer if removed from what she loves and put into care.
There is often, at the end of life a case of quality versus quantity of life. Your mother would like vote for quality.
If you truly wish to pursue this you can call APS with your story, accuse the POA of neglect, ask for wellness checks and that a case be opened for removal of POA and placement for mother in safe care. Where the outcome will likely be the same as had you done nothing. As I said, your mom is 95. She is currently doing it "her way" if unsafely.
I have no easy certain answer for you. Just some things to think upon.
Good luck.