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If I were you, I don't think I would try to convince her of anything. No real need. If she hangs on to the goal of getting home ("once you're strong enough we'll figure it out") that is a good incentive for her to give her rehab her best shot, and she's more likely to co-operate. And then either she will manage a serious miracle and become fit to return home, or at least she will gain maximum benefit from rehab and recover some quality of life.
So don't rob her of motivation if you can help it. Forcing her to acknowledge out loud that she can't live alone is too close to rubbing her nose in it.
If she is, you have a wonderful opportunity to take professional advise about her living situation.
Btw, she's going to fall no matter where she lives.
Why are you convinced that she shouldn't be living independently?