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- extra Pairs of eyeglasses
- extra hearing aid & batteries
- if you have room for storage: extra panties, socks & if she wears camisoles extras or buy her a few front snap bras; extra shoes. My mom loved those horrid & not exactly cheap SAS shoes & there always always ended up with 1 shoe gone.
If still $ left
- subscription to large print magazine if she reads
- dental work
Basic Wheelchairs, walkers will be provided by either Medicare or medicaid. So imo if funds are limited buying her things that are not ever paid by the M&Ms are better use of $.
pay by check from her checking account and keep the receipt just in case Medicaid asks.
Remember mom will be allowed a small PNA- personal needs allowance- each month from the monthly income that goes to her copay. Varies by state (was $60 for my mom inTx). So there will be some smallish funds to pay for her visits to the on site @ NH beauty shoppe or some toiletries replacements.
The monthly allowance can add up quickly if you do not have regular purchases. Our lawyer recommended we try to keep dad's assets between a few hundred to $1500 that way if we lapse watching it we do not get disqualified because we went over $10 one month. When our loved ones pass, whatever liquid assets are left will go to the NH or back to Medicaid.
Checks are okay, but you have to send in copies of each check and receipt. Here, they prefer debit card and all the info will be on the bank statement.
You can do this! I am a saver not a spender. I despise having to spend money just to spend money, but it is doable and without Medicaid help, they could not be cared for at the NH.
Have an attorney set up a Miller trust.
The income above $2000 is placed in the trust. She then is under the guideline. The trust is for Medicaid, and Medicaid is the sole beneficiary of it when she passes.
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