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Usually once they get close to 100 yrs old, none of their friends are still alive and in many cases, their children have passes and it's the grandchildren planning the funeral. I just don't see the point in taking out a loan to put on an extravagant funeral. It doesn't mean you love them any less or that their life was not important.
FH very well know this. But the staff are all commission driven so too bad so sad.
also the preneed policy has to be for direct funeral / burial costs, so no floral, no police escort, no celebration of life type of catering cost in the policy.
You can pre-pay and even get financing.
Use of picnic tables is normally free or very low cost.
Also included: will, health care directive, assignment of power of attorney and designation of children as equal recipients of assets.
Its too late to arrange this after a LO has died but hope it outlines process for avoiding the dilemma you describe.
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