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4 owners is unusual. I bet it red flags her medicaid application so that the caseworker is going to need mom to provide the chain on property records. I’d be concerned that if this has been all within the family type of property transfers done over several years, that the paperwork filed has issues and there isn’t document(s) recorded that clearly reads what % each person has in the property. Please please check ASAP to make sure that the 4 way ownership is properly recorded at the courthouse. If there are 4 distinct owners - & like none are spouses- each of them should be listed in their full legal name as equal in the paperwork filed on the house. If you all don’t actually have the originals on each time an owner was removed or added, I’d suggest mom pays for a copy of all filings from the CH. Most CH have stuff like this available as a download for a nominal fee, like $ 8.00 for a Release of a Deed of Trust.
Probably the easiest item to look for & find will be the tax assessor/ collector bill. For most places the bill goes out about now - Oct/Nov - as taxes are due in some way by end of Jan., 2020. The tax bill won’t say as to if ownership is equal or 25% each, but will just be by name. If all 4 are NOT listed each on the bill, the ownership recorded isn’t showing as 4 owners. Horrors!
perchance was property split due to dad dying & in his will his share or ownership % was to be evenly divided to his kids? If so, there should have been an action in probate court on the status of property. Could be a distribution of assets document filed in probate court & then judges orders allowing this. Or a small estates affidavit or Muniment of title filed. You should get a copy of this as well.
If caseworker should have concerns with mom’s application, you or whomever is Dpoa needs to be beyond ready to get documents over to the caseworker within a couple of days of their request. Also you’ll need all this to deal with MERP (estate recovery) after mom dies, so best to just have on hand.
Has decisions been agreed to & made as to how the costs on the property are to be done from day 1 of Medicaid application till beyond death? Mom will not have the income to pay on her % of property costs as basically almost all her income must be paid to the NN as her Medicaid copay. Family will need to pay taxes, insurance, maintenance, etc. till beyond her death. What seems to happen is initially everyone is all Kum-ba-ya on chipping in time & $. But after a while, siblings (or their spouses) who don’t live in the home will not contribute $ or time or oversight on the place. So whomever lives there must have the ability to pay all property costs. But as everyone is an owner, should it get sold, everyone shares equally in the sale $ AND everyone is affected by Medicaid lien or claim on the property should MERP file one. Like If you’re the 1 that pays taxes & insurance, your siblings don’t have to reimburse you. It sets up a possible contentious situation unless you all come to an agreement now & have it drawn up to be legally binding.
it’s something to clearly discuss with all the siblings before you all get too too in the weeds on the house & the $ needed to keep it.
Medicaid can give u more info determining on the state u live in.
She can live in the house until she dies, then Medicaid will take it to repay their output of $$ for her in home care.
Medicaid has ever right to recover the taxpayers money.