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Not everybody or their family can afford PP AL at the rates of 5-8k a mo for the places in Uptown NOLA. Families - even with means - move mom out to the country 1-2 hrs drive away to the small town AL/NH combo type of facility at half the price. Care is just as good. And the staff know how to transition their health care chart to support “skilled nursing care needed” so they can become eligible for NH Medicaid.
Cast a wider net for AL.
It is NOT your responsibility to pay for her. Why do you think it is? Have you told the AL that you will no longer be supplementing the cost? Have them help find her a place - i doubt they would park her suitcase on the curb....
If no Medicaid AL in your state, your options are to me stark-
- mom moves in with family and between her SS income to pay for outside home health and family caregiving for free, her care is covered.
Or
- mom moves into a board & care home. Lots cheaper than a NH and usually less than an AL. But her level of need will be so that it works for staffing of the board & care.
Or
- mom gets medically “at need” to be eligible for skilled nursing care in a NH. This could be possible depending on what her health care needs are.
So what’s mom’s health like now and realistically how is she on her ADLs?
Also is mom not using her own income (like her SS) to pay towards her AL?
If your paying all costs, why is she not paying some of this?