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Aside from the obvious "you might kill a child" argument, Dad could lose everything in one good injury or wrongful death lawsuit. (So could you with him on your insurance.) Plus, if your insurance company finds out you've deceived them in any way, they won't cover you and will cancel your policy.
In short, it's your duty to inform Florida that Dad needs to be thoroughly tested before any license is issued, and his doctor should also be notified and asked to OK his driving (or not).
Tell him not to ruin his chances of resuming his normal life by going too fast too soon. If he does things by the book then God willing he'll be back on the road, legal, and above all safe for himself and others.
Think hungry lawyers. If there is any accident, injury or death caused by the driver there is any number of hungry lawyers waiting to empty all your savings, and all your / his estate in a wrongful injury death suit.
Once they search all driving records and DMV records they will subpeonea his past medical and driving records to present their clients need to the jury for deliberation. If he has a failed test and a good lawyers finds it you're done. They can sue to take all he has. And may find you negligent.
Check with your family attorney asap.
You've gotten great advice from others about NOT allowing your father to get a FL license and to take him OFF your insurance.
I hope you didn't give up a job to be the fulltime caregiver for your parents!
I told my mom I wouldn't help her find a new car and I loved her enough to let her be mad at me. Yes it was hard for her to give up driving. It would be even harder if she actually killed anyone.
We helped get senior transportation through the county where she lived and a local charity offered her rides to the store and doctor appointments,
She got over being mad at me quickly because she realized that if she was rude to me, I wouldn't be around.
You can contact the DMV in Florida and explain what happened in NJ. Also make sure all of his medical providers know about it. If he tries to get an exemption from them, they will be liable for damages and won't want to have that happen. You don't have to tell him that you are doing this.
Also, doctors may not be able to tell you anything because of privacy laws, but they can listen to what you tell them.
If he asks you to help him get a car or a license, say no. If he can't do it on his own, then he isn't capable of driving either.
It will help him, if you acknowledge how difficult this is for him and that you will help him get alternate transportation.
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