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There are numerous posts on this site and other elder care sites filled with sad and sometime horrific stories of parents who living on their own have entered into annuities, trusts or other financial transactions or legal agreements who are clueless about what they really are and then find themselves with problems when they need the $$ & have to pay a penalty to get it not according to the document they signed or think they are hiding $ from Medicaid and then find 2 years later that is not the case or got totally taken advantage of. Just within the last month, there have been posts from children whose parents got swindled out of thousands upon thousands of $$ because they are at the point where they are not competent to be doing this anymore but to the outside world they seem totally ok.
All property stuff will be filed at the courthouse and you can probably go on-line to get a copy of the document filed (to change the property ownership) to see exactly what's what. Some county's do this stuff quickly - like within 7 days of filing - while others do not and the fastest way is to run down to the courthouse yourself. They are public documents and you can request a copy and pay a small fee for the copy.You just need the legal on the property, like parcel #, which you can figure out based on the property address. Folks do this all the time on property, it's no big secret to find out the whole history on a property.
Why is mom not sharing info?