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Explain to your mother that you want to help her but that you need the legal authority to do so. Explain the appointment with the attorney. I would record the conversation and ask her to give you her checkbook so that you can balance it for her. If she agrees, gather all her checks and account statements. Put a note where she keeps these things stating "Mom, you gave me your checks and financial statements for safe keeping." This process is heartbreaking.
Make the appointment for the time of day that your mother is the most "with it". If the attorney says that she cannot understand and cannot sign, then you must get guardianship/conservatorship. That will require a letter from her doctor stating that she is no longer competent. It is a very public process and everyone will know that she's no longer in charge. You ought to be upfront with her about that if she refuses to go to the attorney with you.
I would send letters to every single charity and call them out for soliciting financial donations from vulnerable seniors after they have been contacted to stop contacting her. Make the problem known to the corporate office.
The biggest problem is that the solicitations come from professional companies and your call goes to a different company, no communication between the two to put a stop to this. You also have city, state, regional and national branches of a lot of these charities, so getting it stopped at one level does nothing for the others.
Good luck getting control over this situation. It is so heartbreaking to see our seniors exploited like this.