By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or
[email protected] to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our
Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our
Terms of Use. for information about our privacy practices.
This is something that I kept. Never tried it but you want to talk to someone other than the person who picks up the phone.
Medical Hack
So, your doctor ordered a test or treatment and your insurance co. denied it. That is a typical cost saving method. Here is what you do.
1. Call the insurance company and tell them you want to speak with the "HIPAA Compliance/Privacy Officer". (by Fed. law they have to have one)
2. Ask them for the NAMES as well as CREDENTIALS of every person accessing your record to make that decision of denial. By law you have a right to that information.
3. They will almost always reverse the decision very shortly rather than admit the committee is made of low paid HS graduates looking at "criteria words" making the medical decision to deny your care. Even in the rare case it is made by medical personnnel, it is unlikely that it is made by a board certified doctor in that specialty and the DO NOT WANT YOU TO KNOW THIS!
4. Any refusal should be reported to the US Office of Civil Rights (OCR.gov) as a HIPAA violation.
What this means is only Medical people should be making decisions concerning your care and able to access your records. Not people that have no experience.
Have you all noticed the ads for Medicare Advantages lately. Before the word Medicare Advantage was not mentioned in the Ads. It was "what you are not getting from Medicare that you are entitled to" I saw this as false advertising and wondered why Medicare did not put their foot down. Now they are upfront that it's a Medicare Advantage policy and that they do honor Mecicare Part A and B. Which means they must abide by Medicare criteria. According to my daughter they don't and she was always fighting with them. So much so, she called me in the middle of her work day to confirm I didn't have a MA.
"The patient will get worse without treatment".
https://www.nytimes.com/2022/04/28/health/medicare-advantage-plans-report.html
You could appeal the insurance pushing her to get discharged by filing an appeal with Livanta/Kepro. I had to do it when my mom's insurance was due to quit paying. (They quit paying when it seems that the patient is not making progress.) I can't remember which, but they did want her Medicare number or her Supplemental insurance number.
For Florida, it's https://www.keproqio.com