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Agencies are most happy to charge extra for respite care and extraneous coverage time(middle of night care & holidays. Un-interrupted sleep rules?)
If you can find an individual (1099) or agency charging a flat fee that is manageable, get clarification of the liability coverage, food consumption, errand\appointments for gas are good to have in writing.
Hope this helps.
-needs help through the night
-may fall and not be found until the next caregiver arrives
-has dementia and needs constant supervision to keep them safe, especially one who decides to go for a walk and may forget the way home
-needs some help with dressing, bathing meals and other ADLs which requires sporadic care at unspecified times, making scheduled caregivers less than optimal
I think you have to think of live in caregivers in the same way we view emergency responders, nobody expects EMS to only be paid when they are actually on call or firefighters to pay room and board for the time they spend at the firehouse.
Crickets
The benefits are that you have someone at the house for the majority of the time. Slavery was abolished, so you have to pay for services wanted. You can not ask someone to give up their lives to care for your loved one and not pay them a fair, livable wage and provide a living space that is required by your loved ones needs. The caregiver has to think about their future and current needs.